Table 3.

Multivariate analyses: overuse of care^a

	General overuse (Modelling ‘yes, major problem)	Personal experience with overuse (Modelling ‘yes’)	Cost-related overuse (Modelling ‘yes’)	Physician protection from overuse (Modelling ‘yes’)
N	959	974	948	973
Race/Ethnicity
Non-Hispanic White (REF)
Non-Hispanic Black	1.22 (0.79, 1.88)	1.48 (0.87, 2.50)	4.16 (2.30, 7.51)	1.68 (0.88, 3.20)
Hispanic	1.39 (0.90, 2.16)	0.44 (0.23, 0.86)	1.88 (0.93, 3.79)	0.99 (0.50, 1.97)
Non-Hispanic Other	1.13 (0.62, 2.05)	1.20 (0.59, 2.46)	3.55 (1.52, 8.28)	3.69 (1.75, 7.78)
Gender
Male (REF)
Female	0.87 (0.67, 1.14)	1.09 (0.75, 1.56)	0.99 (0.62, 1.60)	1.60 (1.01, 2.54)
Age
18–29 (REF)
30–49	0.66 (0.45, 0.95)	0.45 (0.29, 0.72)	1.03 (0.55, 1.93)	0.49 (0.28, 0.86)
50–64	0.75 (0.49, 1.13)	0.31 (0.18, 0.54)	0.77 (0.36, 1.64)	0.41 (0.21, 0.79)
65+	0.74 (0.46, 1.19)	0.27 (0.14, 0.52)	0.66 (0.28, 1.58)	0.19 (0.08, 0.48)
Education
Attended high school (REF)
Graduated high school	0.80 (0.50, 1.26)	0.85 (0.46, 1.58)	1.01 (0.48, 2.11)	0.53 (0.26, 1.09)
Attended college	0.54 (0.33, 0.88)	1.49 (0.80, 2.79)	1.16 (0.52, 2.58)	1.05 (0.51, 2.15)
Graduated college	0.44 (0.26, 0.73)	1.06 (0.54, 2.09)	1.09 (0.46, 2.62)	0.78 (0.35, 1.74)
Family incomeb
<$50k (REF)
$50,000+	0.96 (0.69, 1.33)	0.92 (0.60, 1.41)	0.56 (0.31, 1.00)	0.78 (0.46, 1.31)
Self-reported health status
Fair/Poor (REF)
Excellent	1.17 (0.74, 1.85)	0.43 (0.23, 0.81)	0.82 (0.38, 1.77)	0.25 (0.10, 0.63)
Very good	0.89 (0.60, 1.31)	0.44 (0.26, 0.73)	0.53 (0.27, 1.07)	0.46 (0.24, 0.88)
Good	0.85 (0.57, 1.26)	0.57 (0.35, 0.95)	0.82 (0.43, 1.54)	0.99 (0.56, 1.78)
Insurance status
Uninsured (REF)
Insured	1.72 (1.13, 2.62)	1.64 (0.92, 2.92)	1.48 (0.74, 2.95)	1.41 (0.74, 2.69)

^aLogistic regressions models controlled for sample weights; all models included adjusted for all covariates

^bTotal family income from all sources before taxes in 2008