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. 2015 Oct 1;15:443. doi: 10.1186/s12913-015-1106-7

Table 4.

Multivariate analyses: underuse of carea

General underuse (Modelling ‘yes, major problem) Personal experiences with underuse (Modelling ‘yes’) Cost-related underuse (Modelling ‘yes’)
N 968 978 955
Race/Ethnicity
 Non-Hispanic White (REF)
 Non-Hispanic Black 3.07 (1.72, 5.45) 1.16 (0.63, 2.11) 1.72 (0.89, 3.29)
 Hispanic 2.12 (1.24, 3.61) 0.61 (0.33, 1.13) 0.97 (0.47, 2.02)
 Non-Hispanic other 0.43 (0.23, 0.80) 1.17 (0.52, 2.63) 0.49 (0.15, 1.59)
Gender
 Male (REF)
 Female 1.46 (1.09, 1.95) 1.99 (1.30, 3.05) 1.10 (0.68, 1.79)
Age
 18–29 (REF)
 30–49 0.72 (0.47, 1.09) 0.74 (0.45, 1.21) 1.98 (0.99, 3.98)
 50–64 0.78 (0.49, 1.24) 0.43 (0.24, 0.79) 1.56 (0.72, 3.38)
 65+ 0.53 (0.31, 0.88) 0.09 (0.03, 0.26) 0.67 (0.23, 1.92)
Education
 Attended high school REF)
 Graduated high school 1.49 (0.90, 2.47) 0.37 (0.20, 0.70) 1.49 (0.67, 3.29)
 Attended college 1.87 (1.08, 3.22) 1.09 (0.58, 2.04) 3.16 (1.38, 7.21)
 Graduated college 1.56 (0.90, 2.71) 0.77 (0.38, 1.57) 2.32 (0.94, 5.74)
Family incomeb
 <$50k (REF)
 $50,000+ 0.73 (0.51, 1.04) 0.50 (0.30, 0.82) 0.61 (0.34, 1.10)
Self-reported health status
 Fair/Poor (REF)
 Excellent 0.47 (0.29, 0.78) 0.16 (0.07, 0.35) 0.17 (0.06, 0.45)
 Very good 0.85 (0.55, 1.31) 0.30 (0.17, 0.52) 0.29 (0.15, 0.55)
 Good 0.93 (0.60, 1.44) 0.37 (0.21, 0.64) 0.37 (0.20, 0.70)
Insurance status
 Uninsured (REF)
 Insured 0.62 (0.38, 1.03) 0.87 (0.51, 1.47) 0.52 (0.28, 0.97)

Reference groups: NH-White, Male, Age: 18–29, Education: attended high school, Family Income: <$50k, Self-Report Health Status: Fair/Good

aLogistic regressions models controlled for sample weights; all models included adjusted for all covariates

bTotal family income from all sources before taxes in 2008