Table 7.

Probit marginal effects for the probability of receipt of DI benefits for persons who did not receive DI benefits in the previous wave, age 50 to 62, by gender, three specifications.

Specification 1. Education Only
variable	Men		Women
	Estimate	z	Estimate	z
HS	−0.0049	−1.21	−0.0014	−0.42
Some college	−0.0155	−3.30	−0.0059	−1.56
College or more	−0.0223	−4.42	−0.01974	−4.08
Pseudo R2	0.0329		0.0187
Specification 2. Pathway variables only
Health	−0.0004	−6.11	−0.0006	−9.00
Not employed	0.0141	3.23	0.0065	2.34
Years since last job	−0.0039	−3.59	−0.0017	−3.75
Weekly earnings ($1,000’s)	−0.0047	−1.83	0.0004	0.75
Assets ($10,000’s)	−0.0001	−2.44	−0.0001	−2.00
Pseudo R2	0.1075		0.1261
Specification 3. Pathway variables and education
Health	−0.0004	−5.88	−0.0005	−9.00
Not employed	0.0145	3.32	0.0067	2.32
Years since last job	−0.0039	−3.57	−0.0017	−3.74
Weekly earnings ($1,000’s)	−0.0033	−1.30	0.0007	1.51
Assets ($10,000’s)	−0.0001	−1.88	0.0000	−1.50
High school	−0.0023	−0.58	0.0046	1.26
Some college	−0.0110	−2.36	0.0026	0.64
College or more	−0.0114	−2.20	−0.0062	−1.20
Pseudo R2	0.1182		0.1316