Py,q,s(n)	0.99675 in first year calculation; 0.99647 in second year calculation
n	44 years old in the first year calculation; 45 years old in the second year calculation.
Ys, j(n)	[($27,090*1.2176005/0.937176) *(1.000897*(((1.008627-1)/2) +1))]+[($27,090*1.2176005/0.937176) *(1.000897*0.1925*1.007183)] in the first year calculation;
[($27,090*1.2176005/0.937176)* (1.000897*(((1.008627-1)/2)+1))* (1.001794*0.986751)]+[(($27,090*1.2176005/0.937176)* (1.000897* (((1.008627-1)/2)+1)))* (1.001794*0.986751) *(0.20425*1.014367)] in the second year calculation.
${\mathrm{Y}}_{\mathrm{s}}^{\mathrm{h}}(\mathrm{n})$	[($10,278.40/0.828138)*(1.000897)] in the first year calculation; [($10,716.4/0.828138)*(1.001794)] in the second year calculation
(1+g)n−y	1.000897 and 1.007183 in first year calculation; 1.001794 and 1.014367 in second year calculation.
(1+r)n−y	1.031−1 in the first year calculation; 1.032−1 in the second year calculation