Table 5.

Hypothesis 2: Cox Regression of Divorce Hazard on Insurance Status and Access to Employment-based Option

Model 2. Cox Regression of Divorce Hazard on Insurance Status and Access to Employment-based Option (hazards in odds ratios)
Two-way interaction between insurance status and access to employment-based option
Insurance Status	Access to Employment-based Option
Insured under own name	Yes	(reference)
Insured under own name	No	0.59*
Insured under someone else's plan	Yes	0.43***	a
Insured under someone else's plan	No	0.18***	b
Gov't Insurance (Medicare, Medicaid)	Yes	1.03
Gov't Insurance (Medicare, Medicaid)	No	0.37***
Uninsured	Yes	1.03
Uninsured	No	0.39***
Logged family monthly income		0.41***

Test of Hypothesis 2: Not having an employment-based source of health insurance coverage outside the marriage further lowers the divorce risk of people enrolled in their spouses’ plans.
	Key Coefficients for Hypothesis Test
a	Insured under someone else's plan & has employment-based option	0.43***
b	Insured under someone else's plan & has no employment-based option	0.18***
	Ratio of b to a	0.41***

Note: Model includes age, age-squared, race, education, children, higher-order marriage, and marriage duration as controls. Coefficients are not shown. N=17,388 (men n=8,091; women n=9,297). Values are weighted to represent the US population.

Note: P-values of one-sided t-tests are corrected adjusted for False Discovery Rate (Benjamini and Hochberg 1995).

^*p < .05.

^**p < .01.

^***p < .005.