Table 7.

Hypothesis 4: Cox Regression of Divorce Hazard on Insurance Status, Access to Employment-based Option, and Gender

Model 4. Cox Regression of Divorce Hazard on Insurance Status, Access to Employment-based Option, and Gender (hazards in odds ratios)
Three-way interaction between insurance status, access to employment-based option, and gender
Insurance Status	Access to Employment-based Option	Gender
Insured under own name	Yes	Male	(reference)
	Yes	Female	1.70***
	No	Male	0.75
	No	Female	0.75
Insured under someone else's plan	Yes	Male	0.44*	a
	Yes	Female	0.61*	b
	No	Male	0.49	c
	No	Female	0.19***	d
Gov't Insurance (Medicare, Medicaid)	Yes	Male	0.22
	Yes	Female	2.03*
	No	Male	0.41*
	No	Female	0.49***
Uninsured	Yes	Male	1.13
	Yes	Female	1.49
	No	Male	0.52*
	No	Female	0.47**
Logged family monthly income			0.40***

Test of Hypothesis 4: Not having an alternative source of health insurance outside the marriage lowers divorce risk for women more so than for men
	Key Coefficients for Hypothesis Test
c	Insured under someone else's plan & has no employment-based option & male	0.49
d	Insured under someone else's plan & has no employment-based option & female	0.18***
	Ratio of d to c	0.37*
Not having an alternative source of health insurance outside the marriage lowers divorce risk for men
a	Insured under someone else's plan & has employment-based option & male	0.44*
c	Insured under someone else's plan & has no employment-based option & male	0.49
	Ratio of c to a	1.12
Not having an alternative source of health insurance outside the marriage lowers divorce risk for women
b	Insured under someone else's plan & has employment-based option & female	0.61*
d	Insured under someone else's plan & has no employment-based option & female	0.18***
	Ratio of d to b	0.30***

Note: Model includes age, age-squared, race, education, children, higher-order marriage, and marriage duration as controls. Coefficients are not shown. N=17,388 (men n=8,091; women n=9,297). Values are weighted to represent the US population.

Note: P-values of one-sided t-tests are corrected adjusted for False Discovery Rate (Benjamini and Hochberg 1995).

^*p < .05.

^**p < .01.

^***p < .005.