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. 2016 Mar 30;11(3):e0151610. doi: 10.1371/journal.pone.0151610

Table 2. Predictors of Safety-Net Use among Non-Medicaid Insured Adults.

Odds Ratio (95% CI)
Unadjusted Adjusted*
Age, years
    18–64 2.44 (1.80–3.31), §
    ≥ 65 [Reference]
Female 0.93 (0.80–1.07) 0.89 (0.73–1.07)
Race/ethnicity
    White, non-Hispanic [Reference] [Reference]
    Black, non-Hispanic 2.39 (1.53–3.73)§ 1.97 (1.06–3.66)
    Hispanic 3.46 (2.27–5.29)§ 2.28 (1.32–3.93)
    Other 1.54 (0.88–2.69) 1.46 (0.56–3.80)
Dual eligible 5.54 (3.18–9.68)§ 2.13 (1.38–3.30)§
Rural area 1.46 (0.68–3.11) 1.09 (0.47–2.52)
Geographic region
    Midwest [Reference] [Reference]
    Northeast 3.03 (1.27–7.28) 5.87 (2.48–13.93)§
    South 1.58 (0.63–3.95) 1.69 (0.70–4.10)
    West 2.50 (1.13–5.54) 4.23 (1.83–9.76)§
Prevalence of poverty in zip code
    Lowest (<5%) [Reference] [Reference]
    Low (5–9.9%) 3.39 (2.23–5.15)§ 2.50 (1.34–4.68)
    Moderate (10.0–19.9%) 8.53 (5.19–14.02)§ 5.34 (2.78–10.25)§
    High (≥ 20%) 23.93 (13.48–42.48)§ 9.53 (4.65–19.53)§
Prevalence of bachelor’s degree in zip code
    Lowest (<12.8%) 7.21 (4.18–12.44)§ 1.90 (0.96–3.78)
    Low (12.8–19.7%) 3.31 (1.97–5.55)§ 1.12 (0.60–2.09)
    Moderate (19.8–31.7%) 2.16 (1.56–2.98)§ 0.79 (0.50–1.27)
    High (>31.7%) [Reference] [Reference]
Frequent visits (≥5) in past 12 months 2.15 (1.54–3.01)§ 1.79 (1.14–2.81)
Polypharmacy (≥4 medications) 1.85 (1.28–2.68) 1.64 (1.08–2.49)
Multimorbidity (≥2 chronic conditions) 1.69 (1.30–2.19)§ 0.83 (0.59–1.16)
Chronic conditions
    Diabetes 1.74 (1.41–2.15)§ 0.97 (0.76–1.23)
    Hypertension 1.73 (1.34–2.24)§ 1.40 (1.05–1.85)
    Chronic obstructive pulmonary disease 1.37 (1.05–1.78) 1.16 (0.85–1.58)

* Adjusted for all characteristics listed in Table 1 and accounting for the complex survey sampling design.

For the unadjusted analysis, we evaluated age stratified by primary payer (see Methods for further details). For individuals with Medicare, age 18–64 was associated with a 3.40 higher odds of safety-net use (95% CI 2.63–4.41) compared to age ≥ 65 years. For privately insured individuals, age 18–64 years was associated with a 2.12 higher odds of safety-net use (95% CI 1.53–2.93) compared to age ≥ 65 years.

The association of age with safety-net use for all insured individuals. We omitted the interaction term for age and payer from the adjusted model, given it did not meaningfully change our findings (see Methods for further details).

§ p≤0.001.

p≤0.05.