Table 1.
The characteristics of the households in the sample
| Variable name | Description | Mean or proportion | Std. Dev |
|---|---|---|---|
| Gender | Indicated the gender of each household head: 1 for a male, 0 for a female | 0.93 | 0.26 |
| Family size | Indicated the number of people in each family (continuous) | 3.81 | 1.34 |
| Experience | To Describe previous use of health insurance: 1 if insurance had been used in the past, 0 if not | 0.45 | 0.03 |
| No. insured | Indicated the number of insured members in each family | 0.27 | 0.71 |
| Excellent health | Indicated the health status of each household head(a self report variable): 1 if health status were excellent, 0 if otherwise | base | - |
| Good health | Indicated the health status of each household head(a self report variable), 1 if health status were good, 0 if otherwise | 0.78 | 0.024 |
| Middle health | Indicated the health status of each household head(a self report variable), 1 if health status were medium, 0 if otherwise | 0.17 | 0.022 |
| Bad health | Indicated the health status of each household head(a self report variable), 1 if health status were bad, 0 if otherwise | 0.05 | 0.134 |
| Age | Indicated the age of each household head | 46.51 | 12.80 |
| Education | Indicated the education years of each household head | 5.78 | 2.40 |
| Past inpatient | Indicated the family’s utilization of inpatient services in the past: 1 if services had been used, 0 if not | 0.20 | 0.024 |
| Future inpatient | Indicated the family’s utilization of inpatient services in the future : 1 if they would be utilized, 0 if not | 0.18 | 0.022 |
| Drug –user | Indicated the number of family members using any drugs regularly | 0.37 | 0.60 |
| Disable | Indicated the number of disabled people in each family | .0270 | 0.01 |
| Patient | Indicated the number of patients in each family | 0.07 | .017 0 |
| Under5 | Indicated the number of children under 5 years of age in each family | 0.26 | 0.49 |
| Over 65 | Indicated the number of elderly people (over 65 years) in each family | 0.15 | 0.44 |
| Marriage | Indicated the marriage status of each household head: 1if married, 0 if otherwise | 0.92 | 0.016 |
| employment | Indicated the employment status of each household head: 1 if employed, 0 if otherwise | 0.83 | 0.022 |
| Retired | Indicated if each household head were retired, 1 if retired, 0 if not | 0.15 | 0.021 |