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. Author manuscript; available in PMC: 2016 May 11.
Published in final edited form as: J Health Econ. 2012 Dec 17;32(6):1313–1324. doi: 10.1016/j.jhealeco.2012.11.006

Table 4.

Multinomial logit models estimated separately for real and hypothetical choice data

VARIABLES (1)
Real		 (2)
Hypothetical
Premium −0.0762***
(0.00609)		 −0.0323***
(0.00777)
Insurance 0.980***
(0.206)		 0.964***
(0.278)
No deductible 1.123***
(0.200)		 0.718***
(0.130)
Gap coverage (generics) 0.184
(0.277)
Gap coverage (brand-name drugs) 1.565***
(0.396)		 0.489***
(0.135)
Drug tiers −0.927***
(0.231)
Top 100 drugs uncovered −0.109***
(0.0132)
Top 100 with authorization −0.0789***
(0.0126)
Observations 18,185 4,812
Number of groups 410 1203
Log likelihood −1144 −1613

Standard errors in parentheses,

SE for hypothetical choices clustered by respondent

***

p<0.01,

**

p<0.05,

*

p<0.1