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. 2015 Dec 7;34(3):259–267. doi: 10.1200/JCO.2015.62.0468

Table A1.

Factors Associated With Any Material Financial Hardship Associated With Cancer, Its Treatment, or Lasting Effects of Treatment, by Age Group

Age 18-64 Years Age ≥ 65 Years*
Adjusted Odds Ratio 95% CI Wald F P Adjusted Odds Ratio 95% CI Wald F P
Current age, years .009 .012
 18-54 2.01 (1.20 to 3.38)
 55-64 1.00
 65-74 2.05 (1.18 to 3.57)
 ≥ 75* 1.00
Sex .034 .415
 Male 0.55 (0.32 to 0.95) 1.27 (0.71 to 2.26)
 Female 1.00 1.00
Race/ethnicity .008 .052
 Non-Hispanic white only 0.52 (0.32 to 0.84) 0.57 (0.32 to 1.00)
 All other race/ethnicities 1.00 1.00
Current marital status .469 .660
 Married 0.83 (0.49 to 1.39) 0.88 (0.48 to 1.59)
 Not married 1.00 1.00
Current family income as percent of poverty level§ .433 .816
 Q1: < 185.24 2.37 (0.81 to 6.94) 1.19 (0.50 to 2.83)
 Q2: 185.24–328.31 2.10 (0.76 to 5.83) 0.84 (0.36 to 1.92)
 Q3: 328.32–589.40 1.69 (0.69 to 4.11) 0.97 (0.40 to 2.37)
 Q4: ≥ 589.41 1.00 1.00
Employment change due to cancer < .001
 Employed at or after diagnosis and took extended paid or unpaid leave or switched to part time 4.87 (2.86 to 8.28)
 Employed, but did not take extended leave or switch to part time 1.00
 Not employed at or after diagnosis/missing 0.80 (0.44 to 1.48)
Current health insurance .106 .629
 Age 18-64, any private 0.40 (0.15 to 1.04)
 Age 18-64, public only 0.80 (0.33 to 1.95)
 Age 18-64, uninsured 1.00
 Age ≥ 65, Medicare and private* .76 (0.42 to 1.37)
 Age ≥65, Medicare and other public* 0.70 (0.28 to 1.76)
 Age ≥ 65, Medicare only* 1.00
Number of MEPS priority conditions (excluding cancer) .749 .131
 0-1 1.08 (0.67 to 1.74) 1.67 (0.86 to 3.27)
 2-8 1.00 1.00
Time since last treatment, years .014 .490
  1 3.67 (1.38 to 9.72) 1.97 (0.66 to 5.90)
 1 to < 5 3.13 (1.13 to 8.65) 1.87 (0.61 to 5.76)
 ≥ 5# 1.79 (0.66 to 4.83) 2.25 (0.80 to 6.31)
 Never treated/missing 1.00 1.00

NOTE. Data from 2011 MEPS Experiences with Cancer Survey. Boldface type indicates statistical significance.

Abbreviations: MEPS, Medical Expenditure Panel Survey; Q, quartile (Q1 is lowest income quartile as a percentage of poverty line and Q4 is highest income quartile).

*

Age top-coded ≥ 85 years by the MEPS.

Odds ratios from a multivariable logistic regression.

Not married includes widowed, divorced, separated, or never married.

§

Quartiles of family income as a percent of poverty level defined based on distribution in full sample.

Public insurance included Medicare, Medicaid, State Children's Health Insurance Program, and/or other public hospital/physician coverage. Age less than 65, public only, comprised people younger than 65 years who had one or more types of public coverage and did not have private coverage. Age ≥ 65, Medicare and other public, comprised people age 65 years and older who had both Medicare and one or more other types of public coverage. TRICARE/CHAMPVA was treated as private coverage, as were employer-based, union-based, and other private insurance.

MEPS Priority conditions include arthritis, asthma, diabetes, emphysema, heart disease (angina, coronary heart disease, heart attack, other heart condition/disease), high cholesterol, hypertension, and stroke.

#

Years since last treatment top-coded at ≥ 20 by the MEPS