Table 1. Financial vulnerability as reported by female sex workers (N = 2400) in Andhra Pradesh, India, 2014.

Indicators	Percentage	N
Income vulnerability:
Having activities/occupation other than sex work, or currently receiving social schemes/grants from govt. & other sources, or able to access transfer money from family and friends
No	7.6	183
Yes	92.4	2217
Saving vulnerability:
Saved money for future or emergencies expect when income will be less, or having personal/family assets (own house, agriculture land and other resources)
No	28.0	672
Yes	72.0	1728
Expenditure vulnerability:
Having money of their own and decide how to make expenditure
No	55.0	1321
Yes	45.0	1079
Debt vulnerability:
Not under financial debt at the time of survey
No	66.0	1586
Yes	34.0	814
Financial vulnerability scores
0	12.6	302
1	36.3	871
2	34.0	817
3	16.0	383
4	1.1	27
Financial vulnerability Index
Low/Medium	82.9	1990
High	17.1	410
Total	100.0	2400

Note: Financial vulnerability index was calculated based on the combine scores of income, saving, expenditure and debt vulnerabilities. The financial vulnerability score ranges from 0 to 4. The combined scores were divided into two categories (0 = low/medium (< 3 score) and 1 = high (> = 3 score).