Table 5.

Farmer’s reasons for not adapting some measures

Reason for not adapting some measures	Response	%
Reason for not buying insurance	Lack of money/credit facility	48.5
	Lack of information/unaware	42.7
	Don’t need it/not interested	7.5
	Not applicable here (not available)	0.5
	Don’t have trust	0.4
	Other	0.4
Reason for not finding off-farm job	Lack of information/never thought of it	27.6
	Lack of money/credit facility	23.4
	No available off-farm jobs	21.8
	Farming is better/prefer farming	12.5
	Lack of relevant skill/qualification	6.0
	I am already into off-farm job	3.6
	Planning to do so	0.9
	Because of family/marriage/socio-cultural reasons	0.7
	Other	3.5