Table 4. Two part model estimates showing the factors affecting the total maternity expenditure in different cut-offs (n = 10379).
| Total Maternity Expenditure | ||||||
|---|---|---|---|---|---|---|
| Variable | Categories | Participation in Catastrophic Payments | Continuous spending on Maternity | |||
| (Predicted Probabilities from Probit model) | (Predicted Means of spending on Maternity care from OLS Model) | |||||
| At 5% cut-off | At 10% cut-off | At 15% cut-off | US $ | Rs. | ||
| Age (in years) | 15–24 | 0.7682±0.0112 | 0.5198±0.0131 | 0.3527±0.0126 | 225.84±3.83 | 13720±233 |
| 25–29 | 0.7848**±0.0117 | 0.5495***±0.0138 | 0.3757**±0.0135 | 247.31***±4.12 | 15024***±250 | |
| 30–49 | 0.7792±0.0139 | 0.5493***±0.0165 | 0.3766**±0.0163 | 246.27***±4.91 | 14961***±298 | |
| Place of residence | Rural | 0.7401±0.0103 | 0.4867±0.0119 | 0.3248±0.0112 | 201.17±2.87 | 12221±174 |
| Urban | 0.8183***±0.0101 | 0.5939***±0.0125 | 0.4130***±0.0126 | 332.95***±3.77 | 20227***±229 | |
| Education Level of women | No education | 0.7587±0.0153 | 0.4978±0.0186 | 0.3317±0.0179 | 177.22±4.18 | 10766±254 |
| Primary | 0.7794**±0.0143 | 0.5318***±0.0173 | 0.3624**±0.0168 | 220.46±4.46 | 13393±271 | |
| Secondary | 0.7734±0.0168 | 0.5265**±0.0201 | 0.3700***±0.0198 | 210.04±5.15 | 12760±313 | |
| Higher secondary | 0.7951***±0.014 | 0.5694***±0.0168 | 0.3807***±0.0164 | 257.4**±4.64 | 15637**±282 | |
| Graduate and above | 0.7772±0.0227 | 0.5747***±0.0248 | 0.4024***±0.0243 | 427.82***±6.54 | 25990***±397 | |
| Religion | Hindu | 0.7786±0.0079 | 0.5409±0.0094 | 0.3691±0.0092 | 238.73±2.78 | 14503±169 |
| Muslim | 0.7841±0.0193 | 0.533±0.0225 | 0.3601±0.0219 | 221.02***±6.4 | 13427***±389 | |
| Others | 0.7471**±0.0272 | 0.5196±0.0305 | 0.3606±0.0294 | 252.72±8.39 | 15353±510 | |
| Social group | SC/ST | 0.7592±0.0137 | 0.5175±0.0165 | 0.3544±0.0162 | 179.93±3.72 | 10931±226 |
| OBC | 0.7703±0.0114 | 0.528±0.0134 | 0.3625***±0.0130 | 249.83±3.81 | 15177±232 | |
| General caste | 0.8051***±0.013 | 0.5707***±0.0156 | 0.3847**±0.0154 | 283***±4.69 | 17192***±285 | |
| MPCE quintile | Poorest | 0.8996±0.0099 | 0.7565±0.0139 | 0.6174±0.0163 | 157.42±3.49 | 9563±212 |
| Poorer | 0.8451***±0.0152 | 0.6205***±0.0195 | 0.4577***±0.0201 | 194.98±5.18 | 11845±315 | |
| Middle | 0.7710***±0.0152 | 0.5335***±0.017 | 0.3591***±0.0168 | 224.23±4.72 | 13622±287 | |
| Richer | 0.6947***±0.0182 | 0.4265***±0.0173 | 0.2739***±0.0156 | 264.63±5.21 | 16076±317 | |
| Richest | 0.5322***±0.0211 | 0.2824***±0.0158 | 0.1577***±0.0122 | 386.73***±5.3 | 23494***±322 | |
| Serial number of thepregnancy | 1 | 0.7769±0.0070 | 0.5379±0.0082 | 0.3671±0.0080 | 237.63±2.45 | 14436±149 |
| 2 | 0.5776±0.3389 | 0.4606±0.3850 | 0.2127±0.2172 | 150.8±50.46 | 9161±3065 | |
| Type of Health Facility | Public | 0.625±0.0122 | 0.3499±0.0110 | 0.1982±0.0089 | 127.84±1.15 | 7766±70 |
| Private | 0.9530***±0.0057 | 0.8041***±0.0113 | 0.6426***±0.0141 | 405.65***±1.98 | 24643***±120 | |
| Region | North | 0.7213±0.0190 | 0.4835±0.0223 | 0.2985±0.0214 | 198.27±6.36 | 12045±387 |
| Central | 0.6900**±0.0197 | 0.4392***±0.0214 | 0.2893±0.0197 | 184.74±6.09 | 11223±370 | |
| East | 0.8173***±0.0162 | 0.5481***±0.0201 | 0.3712***±0.0197 | 198.17***±5.21 | 12039***±317 | |
| Northeast | 0.8872***±0.0149 | 0.6858***±0.0227 | 0.4946***±0.0254 | 228.69***±5.6 | 13893***±340 | |
| West | 0.7212±0.0229 | 0.4838±0.0234 | 0.3246**±0.0218 | 270.04±6.43 | 16405±391 | |
| South | 0.8074***±0.0161 | 0.5814***±0.0185 | 0.4138***±0.0180 | 287.44***±5.41 | 17462***±329 | |
| Union Territories | 0.7651**±0.0343 | 0.5346**±0.0372 | 0.3913***±0.0348 | 255.47***±9.93 | 15520***±603 | |
Significance level
*p<0.05
**p<0.01
***p<0.001; ± value of predicted probabilities or means calculated as upper limit-lower limit of 95% confidence interval divided by 2.