Table 6.

Effects of Foreclosures by High and Low Minority, and Low, Medium, and High Income Zip Code

	Non-Elective	Preventable	Cancer	Heart	Mental	Respiratory Infection
Zip Codes with >70% African-American or Hispanic Residents, N= 4,365, Mean Population= 30,840
Sum of 4 Lags Foreclosure	1.2590	0.1575	0.0062	0.0745	0.0769	0.2087
P value for sum=0	0.2533	0.0934	0.3852	0.5214	0.0928	0.5302
# Visits per 100k per Year	45338	4566	344	3494	2015	6884
Zip Codes with <10% African-American or Hispanic Residents, N=15,075, Mean Population=11,359
Sum of 4 Lags Foreclosure	1.1770	0.1124	0.0042	0.0729	0.0529	0.3732
P value for sum=0	0.0000	0.0000	0.3712	0.0000	0.0501	0.0000
# Visits per 100k per Year	42999	3773	362	4077	1786	5067
Zip Codes in the Lowest Quartile of Income, 2000 Census, N=11,445, Mean Population=20,148
Sum of 4 Lags Foreclosure	0.8779	0.0895	0.0039	0.0601	0.0316	0.2725
P value for sum=0	0.1753	0.1012	0.3263	0.2464	0.0134	0.1446
# Visits per 100k per Year	49218	4711	334	3894	1905	7215
Zip Codes in the Highest Quartile of Income, 2000 Census, N=11,670, Mean Population=18,580
Sum of 4 Lags Foreclosure	1.2560	0.1023	0.0036	0.0950	0.0782	0.3096
P value for sum=0	0.0000	0.0000	0.5932	0.0000	0.0000	0.0004
# Visits per 100k per Year	32921	2773	313	3187	1573	3560

Notes: Regressions of hospitalization plus ER rates on foreclosure rates included zip code fixed, effects, county*quarter*yea effects and time trends for clusters of zip codes. Standard errors in parentheses. ***, **, and * indicate that the estimate is statistically significant at the 99th, 95th, and 90th percent level of confidence. Bold face indicates that the sum of lags is significantly different than zero.