Table 4. Two-part model estimates of factors affecting health care expenditure of major morbidity**, 2011–2012.
| Probit model (First part) | General linearized model (Second part) | |||||||
|---|---|---|---|---|---|---|---|---|
| Factors | Coef. | P>z | 95% CI | Coef. | P>z | 95% CI | ||
| Age | ||||||||
| 0–14® | ||||||||
| 15–59 | 0.076 | 0.619 | -0.222 | 0.373 | 0.038 | 0.639 | -0.120 | 0.196 |
| 60+ | -0.041 | 0.795 | -0.350 | 0.268 | 0.052 | 0.540 | -0.115 | 0.219 |
| Gender | ||||||||
| Male® | ||||||||
| Female | -0.030 | 0.543 | -0.126 | 0.066 | -0.148 | 0.000 | -0.206 | -0.091 |
| Place of residence | ||||||||
| Rural® | ||||||||
| Urban | -0.200 | 0.000 | -0.295 | -0.106 | -0.134 | 0.000 | -0.191 | -0.077 |
| Marital status | ||||||||
| Currently married® | ||||||||
| Single | -0.038 | 0.709 | -0.240 | 0.163 | 0.066 | 0.257 | -0.048 | 0.180 |
| Others | -0.129 | 0.033 | -0.247 | -0.011 | -0.080 | 0.041 | -0.158 | -0.003 |
| Educational level | ||||||||
| Illiterate® | ||||||||
| Primary School | -0.062 | 0.335 | -0.188 | 0.064 | -0.148 | 0.000 | -0.221 | -0.075 |
| Secondary School | -0.169 | 0.006 | -0.290 | -0.048 | -0.054 | 0.141 | -0.125 | 0.018 |
| Higher Secondary and above | -0.223 | 0.007 | -0.387 | -0.060 | -0.035 | 0.481 | -0.133 | 0.063 |
| Religion | ||||||||
| Hindu® | ||||||||
| Muslim | 0.280 | 0.000 | 0.123 | 0.437 | 0.013 | 0.746 | -0.067 | 0.094 |
| Others | -0.192 | 0.049 | -0.384 | 0.000 | 0.072 | 0.272 | -0.056 | 0.200 |
| Caste | ||||||||
| General® | ||||||||
| OBC | -0.193 | 0.000 | -0.300 | -0.087 | -0.092 | 0.004 | -0.154 | -0.030 |
| SC/ST | -0.107 | 0.104 | -0.237 | 0.022 | -0.125 | 0.001 | -0.202 | -0.049 |
| Wealth quintile | ||||||||
| Poorest® | ||||||||
| Poorer | 0.127 | 0.110 | -0.029 | 0.284 | 0.300 | 0.000 | 0.197 | 0.403 |
| Middle | 0.311 | 0.000 | 0.152 | 0.471 | 0.465 | 0.000 | 0.367 | 0.563 |
| Richer | 0.239 | 0.002 | 0.089 | 0.389 | 0.677 | 0.000 | 0.581 | 0.774 |
| Richest | 0.134 | 0.083 | -0.017 | 0.286 | 1.119 | 0.000 | 1.020 | 1.218 |
| Inpatient care | ||||||||
| No® | ||||||||
| Yes | 0.390 | 0.000 | 0.269 | 0.511 | 1.234 | 0.000 | 1.172 | 1.296 |
| Type of health facility | ||||||||
| Public® | ||||||||
| Private | 0.870 | 0.000 | 0.774 | 0.967 | 0.187 | 0.000 | 0.131 | 0.243 |
| Traditional healer | -0.375 | 0.000 | -0.583 | -0.167 | -0.044 | 0.697 | -0.267 | 0.178 |
| Type of major morbidity | ||||||||
| Cataract | ||||||||
| Tuberculosis | 0.382 | 0.013 | 0.082 | 0.683 | 1.271 | 0.000 | 1.053 | 1.488 |
| High BP | 0.385 | 0.000 | 0.204 | 0.567 | 0.242 | 0.001 | 0.097 | 0.387 |
| Heart disease | 0.421 | 0.001 | 0.176 | 0.666 | 1.271 | 0.000 | 1.099 | 1.443 |
| Diabetes | 0.327 | 0.001 | 0.143 | 0.512 | 0.743 | 0.000 | 0.594 | 0.891 |
| Asthma | 0.576 | 0.000 | 0.348 | 0.804 | 0.789 | 0.000 | 0.631 | 0.948 |
| Other long term disease | 0.624 | 0.000 | 0.456 | 0.792 | 0.973 | 0.000 | 0.839 | 1.107 |
| ® reference category | ||||||||
| Number of observation 19370 | ||||||||
| LR Chi2(21) | 670.5 | |||||||
| Prob>chi2 | 0.000 | |||||||
| Pseudo R2 | 0.160 | |||||||
** Outcome variable: Total health care expenditure in major morbidity