Table 1.
Characteristics of financial burden items from exploratory factor analysis, National Health Interview Survey 2013.
| Factor Loadings | ||||
|---|---|---|---|---|
| Survey items | CRN behaviors | Perceived Financial Stress | Financial insecurity with healthcare | Food insecurity |
| Couldn’t afford dental care, past 12 m | 0.1 | 0.1 | 0.6 | 0.1 |
| Couldn’t afford eyeglasses, past 12 m | 0.1 | 0.1 | 0.6 | 0.1 |
| Couldn’t afford to see a specialist, past 12 m | 0.2 | 0.1 | 0.7 | 0.04 |
| Couldn’t afford follow-up care, past 12 m | 0.2 | 0.1 | 0.7 | −0.0 |
| How worried are you about…medical costs of healthcare | 0.2 | 0.8 | 0.2 | −0.0 |
| How worried are you about…paying rent/mortgage/housing costs | 0.04 | 0.7 | 0.1 | 0.2 |
| How worried are you about…medical costs of illness/accident | 0.2 | 0.8 | 0.2 | −0.04 |
| How worried are you about…paying monthly bills | 0.05 | 0.8 | 0.1 | 0.2 |
| How worried are you about…money for retirement | 0.06 | 0.7 | 0.1 | 0.1 |
| How worried are you about…maintaining standard of living | 0.12 | 0.8 | 0.1 | 0.1 |
| Cut size or skipped meals because not enough money | 0.12 | 0.01 | 0.1 | 0.6 |
| Could not afford to eat balanced meals | −0.02 | 0.03 | 0.1 | 0.7 |
| Food did not last before had money to get more | 0.01 | 0.04 | 0.1 | 0.8 |
| Worried food would run out before got money to buy more | 0.05 | 0.1 | 0.03 | 0.8 |
| Skipped medication doses to save money, past 12 m | 0.8 | 0.1 | 0.1 | 0.1 |
| Took less medicine to save money, past 12 m | 0.8 | 0.1 | 0.1 | 0.1 |
| Delayed filling a prescription to save money, past 12 m | 0.8 | 0.2 | 0.2 | 0.1 |
| Any family member delay seeking medical care, 12m? | 0.2 | 0.1 | 0.3 | 0.03 |
| Medical bills being paid off over time | 0.02 | 0.1 | −0.1 | −0.1 |
| Couldn’t afford prescription medicine, past 12 m | 0.5 | 0.1 | 0.4 | 0.1 |
| Couldn’t afford mental health care/counseling, past 12 m | 0.1 | 0.02 | 0.4 | 0.1 |
| How worried are you about…credit card payments | −0.04 | 0.3 | −0.1 | −0.02 |
| How worried are you about…paying for children’s college | 0.1 | 0.3 | −0.0 | −0.1 |
| Unable to pay medical bills | 0.0 | 0.1 | 0.2 | 0.2 |
| Get sick or have accident, worried about paying medical bills | 0.2 | 0.5 | 0.2 | −0.04 |
| Cronbach alpha coefficient α | 0.9 | 0.9 | 0.7 | 0.9 |