Table 1.
Socio-demographic characteristics of respondents
| Variables (N=383) | Frequency (%) | Urban (%) | Rural (%) |
|---|---|---|---|
| Gender | |||
| Male | 66 (17) | 40 (60) | 26 (40) |
| Female | 317 (83) | 162 (51) | 155 (49) |
| Age | |||
| 18-31 | 121 (32) | 61 (50) | 60 (50) |
| 32-45 | 119 (31) | 65 (55) | 54 (45) |
| 46-59 | 66 (17) | 31 (47) | 35 (53) |
| 60-74 | 42 (11) | 28 (67) | 14 (33) |
| 75+ | 35 (9) | 17 (49) | 18 (51) |
| Marital status | |||
| Married | 230 (60) | 119 (52) | 111 (48) |
| Never married | 61 (16) | 34 (56) | 27 (44) |
| Divorced | 20 (5) | 13 (65) | 7 (35) |
| Widowed | 60 (16) | 29 (48) | 31 (52) |
| Other | 12 (3) | 7 (58) | 5 (42) |
| Education | |||
| Tertiary | 27 (7) | 21 (78) | 6 (22) |
| Secondary/SHS | 57 (15) | 42 (74) | 15 (26) |
| Middle/JSS | 157 (41) | 74 (47) | 83 (53) |
| Primary | 54 (14) | 27 (50) | 27 (50) |
| Never attended school | 88 (23) | 38 (43) | 50 (57) |
| Employment status | |||
| Formal | 50 (13) | 28 (56) | 22 (44) |
| Self-employed | 209 (55) | 98 (47) | 111 (53) |
| Retired | 34 (9) | 22 (65) | 12 (35) |
| Unemployed | 90 (23) | 54 (60) | 36 (40) |
| Length of NHIS membership | |||
| ≤2 years | 30 (8) | 16 (53) | 14 (47) |
| 2-3 year | 24 (6) | 9 (38) | 15 (62) |
| 3-5 years | 57 (15) | 25 (44) | 32 (56) |
| > 5 years | 167 (44) | 88 (53) | 79 (47) |
| No response | 105 (27) | 64 (61) | 41 (39) |
| Used NHIS card past 2 years | |||
| Yes | 360 (94) | 193 (54) | 167 (46) |
| No | 23 (6) | 9 (39) | 14 (61) |
Source: Authors’ household survey, 2014