Table 4. Marginal effects of years of education at different life stages on health, wealth, and income among subgroups of military retirees.

Dependent variable	Education at entrance, age 20	Change in education during service, ages 20-45	Change in education after service, ages 45-55	Pseudo R2	N	Addendum: MFX of lifetime education
SOME POST-SERVICE EDUCATION
Self-reported fair or poor health	-0.0469 (0.0073) **	-0.0267 (0.0065) **	-0.0084 (0.0053)	0.2152	4,873	-0.0206 (0.0040) **
Log household income in 2002	0.0724 (0.0107) **	0.0811 (0.0096) **	0.0291 (0.0079) **	0.0890	4,873	0.0511 (0.0059) **
Home ownership in 2002	0.0067 (0.0042)	0.0054 (0.0037)	0.0032 (0.0031)	0.1023	4,873	0.0045 (0.0023)
NO POST-SERVICE EDUCATION
Self-reported fair or poor health	-0.0204 (0.0026) **	-0.0134 (0.0022) **		0.2279	11,282	-0.0159 (0.0020) **
Log household income in 2002	0.0577 (0.0045) **	0.0548 (0.0039) **		0.1997	11,282	0.0558 (0.0036) **
Home ownership in 2002	0.0057 (0.0017) **	0.0058 (0.0015) **		0.1415	11,282	0.0058 (0.0013) **
SOME EDUCATION DURING SERVICE
Self-reported fair or poor health	-0.0333 (0.0030) **	-0.0157 (0.0025) **	-0.0072 (0.0032) *	0.2329	12,496	-0.0183 (0.0020) **
Log household income in 2002	0.0662 (0.0048) **	0.0573 (0.0041) **	0.0300 (0.0055) **	0.1750	12,496	0.0533 (0.0033) **
Home ownership in 2002	0.0089 (0.0018) **	0.0042 (0.0015) **	0.0048 (0.0020) *	0.1215	12,496	0.0056 (0.0012) **
NO EDUCATION DURING SERVICE
Self-reported fair or poor health	-0.0117 (0.0048) *		-0.0018 (0.0059)	0.2198	3,659	-0.0081 (0.0041) *
Log household income in 2002	0.0580 (0.0081) *		0.0117 (0.0109) *	0.1566	3,659	0.0435 (0.0072) **
Home ownership in 2002	0.0036 (0.0033)		0.0073 (0.0042)	0.1466	3,659	0.0049 (0.0028)

Notes: See the notes to Table 2. Each row reports estimates from a separate regression of the dependent variable within the indicated subsample.