Table 2.

Estimated β coefficients and standard errors.

	OOP > 5%	SE	OOP > 10%	SE
Eld	0.468	0	0.485	0
Eld-2013	−0.025	0.001	−0.059	0
Q1	0.253	0	0.678	0
Q1-2013	0.128	0	0.109	0
Q2	0.099	0	0.279	0
Q2-2013	0.093	0	0.038	0
Q4	−0.315	0	−0.531	0
Q4-2013	0.109	0	0.005	0
Q5	−0.976	0	−1.35	0
Q5-2013	0.092	0.001	−0.118	0
PH	0.635	0	0.653	0
PH-2013	−0.071	0.001	−0.053	0
Constant	−1.35	0	−2.458	0

Source: Author estimates, see text.

Eld: elderly (65 and over); Q: quintile; PH: poor health; OOP: out-of-pocket; SE: standard error.