Table 5.
Effect of number of health facility visits on NHIS renewal
| Years | ||||||
|---|---|---|---|---|---|---|
| 2009 | 2010 | 2011 | 2012 | 2013 | ||
| Odds | Odds | Odds | Odds | Odds | ||
| Healthcare Utilization | One Visit | 1.68*** | 2.48*** | 1.82*** | 1.92*** | 2.14*** |
| Two visits | 1.61*** | 2.90*** | 1.86*** | 1.86*** | 1.76*** | |
| Three Visits | 1.33 | 3.51*** | 1.88*** | 1.86*** | 1.65** | |
| Four Visits | 2.76 | 4.67*** | 1.93*** | 1.95*** | 0.70 | |
| Five Visits | 1.22 | 4.48*** | 1.96*** | 1.98*** | 0.72 | |
| More than Five Visits | 6.76*** | 1.72*** | 2.08*** | |||
| Sex | Male | 0.99 | 0.92*** | 0.95*** | 0.92*** | 0.92*** |
| Age Group | Children 1–17 Years | 0.99 | 0.89*** | 0.86*** | 1.11*** | 1.18*** |
| Age 18–39 | 0.53*** | 0.26*** | 0.34*** | 0.56*** | 0.43*** | |
| Age 40–59 | 0.69*** | 0.44*** | 0.59*** | 0.98 | 0.77*** | |
| Age 60+ | 0.19*** | 0.55*** | 0.73*** | 1.28*** | 0.85*** | |
| Exemption Categories | Children under 18 Years | 0.53*** | 0.47*** | 0.70*** | 0.99 | 0.74*** |
| 70 Years & Above | 5.11*** | 1.28*** | 1.24*** | 1.29*** | 1.56*** | |
| SSNIT Contributor | 1.24*** | 1.59*** | 1.59*** | 1.65*** | 1.73*** | |
| SSNIT Pensioner | 5.43*** | 1.67*** | 2.25*** | 2.22*** | 2.80*** | |
| Indigent | 0.67*** | 0.27*** | 0.44*** | 0.62*** | 0.94*** | |
| Pregnant Woman | 1.68*** | 1.88*** | 1.68*** | 1.44*** | 1.32*** | |
| LEAP | 0.33** | 1.65** | 1.02*** | 1.33* | 1.15 | |
| Region | Greater Accra | 1.31*** | 0.87*** | 1.09*** | 0.83*** | 0.62*** |
| Constant | 0.37*** | 1.67*** | 1.54*** | 1.09*** | 1.39*** | |
| Number of observations | 834487 | 997544 | 1298711 | 1644807 | 1965648 | |
Source: NHIS Enrolment and Utilisation Data for the years 2008 – 2013
Note: Odds ratio are reported with reference Categories, Healthcare Utilization (Did not utilized healthcare in previous year); Sex (Female); Age Group (Babies under 1 Year); Enrolment Categories (Informal Sector Employees). Note: * p < 0.05; ** p < 0.01; *** p < 0.000