Absolute Risk of Atrial Fibrillation, Myocardial Infarction, or Congestive Heart Failure, Stratified by Presence or Absence of Risk Factors and Presence or Absence of Alcohol Abuse. CAD, coronary artery disease; CHF, congestive heart failure; CKD, chronic kidney disease; DL, dyslipidemia; DM, diabetes; OSA, obstructive sleep apnea; Smoking, current cigarette smoking; VHD, valvular heart disease. Age dichotomized to Age < 60 versus ≥ 60, and race dichotomized to White Race versus Non-White Race for analysis.