Table 6. Factors associated with utilization in publicly financed insurance schemes in India.

	Factors associated with Utilization
Studies	Socio-economically backward groups	Poorest households	Districts with good development indicators	Total number of empanelled hospitals	Proportion of private empanelled hospitals
Hou et al. [48]			Negative association	Positively associated	Positively associated
Shoree et al. [51]				Positively associated	Positively associated
Krishnaswamy et al. [49]			Negative association	Positively associated	Positively associated
Narayana et al. [47]				Positively associated	Positively associated
Ghosh et al. [37]	Negatively associated	Negatively associated
Devadasan et al. [40]	Negatively associated