Table 1.
Country | Outpatient prescription drug coverage | Dominant source of pharmaceutical financing (%) | Standard patient charges for reimbursable prescriptions | Change in subsidy at age 65+ |
---|---|---|---|---|
Australia | Universal | Public (49%) | £21.91 (AU$38.30) | Yes—lower copayment of £3.55 (AU$6.20) |
Canada | Non-universal | Mixed financing* | Varies by drug plan | Eligible for public drug coverage in several provinces |
France | Universal | Social insurance (70%) | 35–70% coinsurance | Indirect—coinsurance waved for chronic illness |
Germany | Universal | Social insurance (79%) | £4.19–8.38 (€5–10) copayment | Yes—copayment exemptions |
Netherlands | Universal | Social insurance (80%) | None | No |
New Zealand | Universal | Public (63%) | £2.76 (NZ$5) | Indirect—no copayments once household exceeds 20 prescriptions in year |
Norway | Universal | Public (57%) | 38% coinsurance | Indirect—annual patient contribution capped at £216 (kr2185) |
Sweden | Universal | Public (52%) | £96.67 (kr1100) annual deductible and 10–50% coinsurance | Indirect—annual patient contribution capped at £193.34 (kr2200) |
Switzerland | Universal | Social insurance (65%) | Annual deductible (chosen by patient with insurance plan) and 10% coinsurance | No |
UK | Universal | Public (66%) | None in Scotland, Wales and Northern Ireland; £8.20 copayment in England | Yes—copayment exemption in England |
USA | Non-universal | Private (36%) | Varies by drug plan | Yes—eligible for Medicare drug benefit |
*Public payment, private insurance and out-of-pocket charges finance approximately equal shares of total pharmaceutical spending outside hospitals (30–34% each).
Sources: OECD Health Database and authors’ review of coverage system information provided by managers of public and statutory health systems in each country, June–August 2016.