Table 2.

Internal consistency, convergent validity analyses.

Construct	Cronbach’s α	Composite Reliability	Average Variance Extracted
Perceived usefulness	0.992	0.992	0.968
Perceived ease-of-use	0.995	0.995	0.985
Subjective norm	0.937	0.944	0.850
Behavioral intention	0.988	0.997	0.993
Usage behavior	0.979	0.667	0.500
Perceived severity	0.774	0.796	0.574
Perceived susceptibility	0.992	0.992	0.978
Self-efficacy	0.955	0.957	0.883
Response efficacy	0.991	0.992	0.975
Response costs	0.959	0.964	0.900