Employment status (ref.: Full-time permanent) |
Part-time permanent |
0.900 |
0.050 |
−1.900 |
0.058 |
0.807 |
1.004 |
Full-time temporary |
0.913 |
0.047 |
−1.780 |
0.075 |
0.826 |
1.009 |
Part-time temporary |
0.987 |
0.099 |
−0.130 |
0.898 |
0.811 |
1.202 |
Unemployed |
0.883 |
0.048 |
−2.270 |
0.023 |
0.793 |
0.983 |
Self-employed |
1.081 |
0.085 |
0.990 |
0.323 |
0.927 |
1.260 |
Other |
0.984 |
0.052 |
−0.320 |
0.752 |
0.887 |
1.090 |
Country (ref.: Sweden) |
|
|
|
|
|
|
Austria |
1.232 |
0.192 |
1.340 |
0.181 |
0.908 |
1.671 |
Belgium |
0.564 |
0.087 |
−3.720 |
0.000 |
0.417 |
0.763 |
Bulgaria |
0.377 |
0.058 |
−6.380 |
0.000 |
0.279 |
0.509 |
Cyprus |
2.198 |
0.362 |
4.780 |
0.000 |
1.592 |
3.037 |
Czech Republic |
0.277 |
0.042 |
−8.520 |
0.000 |
0.206 |
0.372 |
Denmark |
0.561 |
0.113 |
−2.870 |
0.004 |
0.377 |
0.833 |
Estonia |
0.117 |
0.022 |
−11.510 |
0.000 |
0.081 |
0.169 |
Finland |
5.085 |
0.806 |
10.260 |
0.000 |
3.727 |
6.937 |
France |
0.252 |
0.049 |
−7.150 |
0.000 |
0.173 |
0.368 |
Greece |
0.367 |
0.050 |
−7.410 |
0.000 |
0.281 |
0.479 |
Iceland |
2.241 |
0.480 |
3.770 |
0.000 |
1.473 |
3.412 |
Italy |
0.149 |
0.021 |
−13.480 |
0.000 |
0.113 |
0.196 |
Latvia |
0.038 |
0.006 |
−19.480 |
0.000 |
0.027 |
0.052 |
Lithuania |
0.031 |
0.005 |
−20.560 |
0.000 |
0.023 |
0.044 |
Luxembourg |
0.296 |
0.042 |
−8.620 |
0.000 |
0.224 |
0.390 |
Malta |
0.282 |
0.044 |
−8.060 |
0.000 |
0.207 |
0.384 |
The Netherlands |
0.449 |
0.072 |
−4.990 |
0.000 |
0.328 |
0.615 |
Norway |
0.472 |
0.075 |
−4.740 |
0.000 |
0.346 |
0.644 |
Poland |
0.181 |
0.026 |
−11.840 |
0.000 |
0.137 |
0.240 |
Portugal |
0.055 |
0.009 |
−18.260 |
0.000 |
0.040 |
0.075 |
Romania |
1.005 |
0.157 |
0.030 |
0.977 |
0.739 |
1.366 |
Slovakia |
0.271 |
0.040 |
−8.750 |
0.000 |
0.202 |
0.363 |
Slovenia |
0.210 |
0.035 |
−9.470 |
0.000 |
0.152 |
0.290 |
Spain |
0.193 |
0.030 |
−10.720 |
0.000 |
0.143 |
0.260 |
United Kingdom |
0.981 |
0.207 |
−0.090 |
0.928 |
0.648 |
1.484 |
Log-income |
0.989 |
0.030 |
−0.360 |
0.718 |
0.932 |
1.049 |
Female |
0.833 |
0.025 |
−6.080 |
0.000 |
0.785 |
0.883 |
Age at baseline |
0.431 |
0.006 |
−56.930 |
0.000 |
0.419 |
0.444 |
Squared age |
1.060 |
0.012 |
5.070 |
0.000 |
1.036 |
1.084 |
Education (ref.: primary) |
|
|
|
|
|
|
secondary |
1.124 |
0.040 |
3.310 |
0.001 |
1.049 |
1.204 |
tertiary |
1.430 |
0.060 |
8.530 |
0.000 |
1.317 |
1.553 |
Marital status (ref.: cohab. with legal basis) |
cohab. without legal basis |
0.933 |
0.044 |
−1.470 |
0.143 |
0.850 |
1.024 |
single |
1.089 |
0.040 |
2.300 |
0.022 |
1.013 |
1.171 |
Unempl. country-by-year |
1.016 |
0.005 |
3.280 |
0.001 |
1.006 |
1.026 |
Year (ref.: 2009) |
|
|
|
|
|
|
2010 |
0.990 |
0.022 |
−0.45 |
0 0.650 |
0.948 |
1.034 |
2011 |
0.988 |
0.022 |
−0.57 |
0 0.570 |
0.946 |
1.031 |
2012 |
0.967 |
0.021 |
−1.52 |
0 0.128 |
0.926 |
1.010 |
Var. to control correlated random-effects |
Avg. income |
1.429 |
0.060 |
8.520 |
0.000 |
1.316 |
1.551 |
Emp. 2009 |
1.033 |
0.021 |
1.640 |
0.100 |
0.994 |
1.075 |
Emp. 2010 |
1.034 |
0.025 |
1.400 |
0.162 |
0.987 |
1.083 |
Emp. 2011 |
0.940 |
0.022 |
−2.620 |
0.009 |
0.897 |
0.985 |
Emp. 2012 |
1.007 |
0.020 |
0.330 |
0.739 |
0.968 |
1.047 |
Ability to make ends meet (ref.: with difficulty) |
with some difficulty |
0.921 |
0.027 |
−2.770 |
0.006 |
0.869 |
0.976 |
fairly easily |
1.082 |
0.041 |
2.080 |
0.037 |
1.005 |
1.165 |
easily |
1.395 |
0.063 |
7.360 |
0.000 |
1.276 |
1.524 |
Arrears on mortgage |
0.999 |
0.058 |
−0.020 |
0.985 |
0.891 |
1.119 |
Arrears on utility bills |
0.891 |
0.036 |
−2.810 |
0.005 |
0.823 |
0.966 |
Arrears on loan payments |
0.883 |
0.052 |
−2.100 |
0.036 |
0.786 |
0.992 |
Annual holiday |
1.186 |
0.034 |
5.990 |
0.000 |
1.122 |
1.254 |
Meal with meat, chicken, fish |
1.163 |
0.047 |
3.710 |
0.000 |
1.074 |
1.259 |
Unexpected financial exp. |
1.139 |
0.032 |
4.600 |
0.000 |
1.077 |
1.203 |
Telephone (ref.: Yes) |
|
|
|
|
|
|
No-cannot afford |
1.153 |
0.160 |
1.030 |
0.303 |
0.879 |
1.513 |
No-other reasons |
1.096 |
0.140 |
0.720 |
0.472 |
0.853 |
1.409 |
Color TV (ref.: Yes) |
|
|
|
|
|
|
No-cannot afford |
0.791 |
0.162 |
−1.140 |
0.253 |
0.529 |
1.182 |
No-other reasons |
0.983 |
0.113 |
−0.150 |
0.884 |
0.785 |
1.232 |
Washing machine (ref.: Yes) |
|
|
|
|
|
|
No-cannot afford |
1.281 |
0.148 |
2.150 |
0.032 |
1.022 |
1.606 |
No-other reasons |
1.149 |
0.125 |
1.280 |
0.200 |
0.929 |
1.423 |
Car (ref.: Yes) |
|
|
|
|
|
|
No-cannot afford |
0.935 |
0.046 |
−1.370 |
0.171 |
0.849 |
1.029 |
No-other reasons |
0.893 |
0.046 |
−2.210 |
0.027 |
0.808 |
0.987 |
Heating |
1.250 |
0.047 |
5.870 |
0.000 |
1.160 |
1.347 |
Leaking roof |
0.743 |
0.023 |
−9.730 |
0.000 |
0.700 |
0.789 |
Financial burden of housing costs (ref.: A heavy burden) |
A slight burden |
1.030 |
0.026 |
1.190 |
0.233 |
0.981 |
1.081 |
Not burden at all |
1.228 |
0.045 |
5.590 |
0.000 |
1.142 |
1.319 |
Computer (ref.: Yes) |
|
|
|
|
|
|
No-cannot afford |
0.929 |
0.050 |
−1.390 |
0.165 |
0.836 |
1.031 |
No-other reasons |
0.861 |
0.037 |
−3.540 |
0.000 |
0.792 |
0.935 |
Threshold 1 |
−11.447 |
0.258 |
−44.390 |
0.000 |
−11.952 |
−10.941 |
Threshold 2 |
−9.384 |
0.181 |
−51.960 |
0.000 |
−9.738 |
−9.030 |
Threshold 3 |
−4.326 |
0.158 |
−27.300 |
0.000 |
−4.637 |
−4.015 |
Threshold 4 |
1.147 |
0.157 |
7.300 |
0.000 |
0.840 |
1.455 |
|
3.736 |
0.065 |
|
|
3.612 |
3.865 |