Table 3.

Actual and simulated expected number of years to live without insurance from birth to age 65

	African American	(%)	Hispanic	(%)	Asian	(%)
a Actual expected years to live uninsured	12.6		21.7		10.1
Excess uninsured years relative to non-Hispanic whites (a - 7.81 years)	4.8		13.9		2.3
Simulated expected years uninsured with white insurance loss rates	6.5	51.7	10.8	50.1	7.8	77.6
Years saved from reducing insurance loss to non-Hispanic white levels	6.1	48.3	10.8	49.9	2.3	22.4
Simulated expected years uninsured with white insurance gain rates	13.9	110.1	18.6	85.8	10.0	99.5
Years saved from increasing insurance gain to non-Hispanic white levels	−1.3	−10.1	3.1	14.2	0.0	0.5

Notes

Values represent expected years without insurance for a hypothetical cohort exposed to the age-specific patterns of insurance gain and loss observed from cross-sectional data. Expected number of years without insurance for non-Hispanic whites is 7.81 years. Negative values indicate that expected years uninsured will increase. Mortality is standardized across all groups using the 2010 US mortality tables. Values are standardized using the US population distribution in 2009.

Data source: SIPP 2008, CDC/NCHS, National Vital Statistics System