Table 7.
Factors influencing willingness to pay for social health insurance (SHI).
| Predictors | Copayment 0% |
Copayment 10% |
Copayment 20% |
||||||
|---|---|---|---|---|---|---|---|---|---|
| B | SE | p-Value | B | SE | p-Value | B | SE | p-Value | |
| Age (years) | 111.8 | 1,337.5 | 0.933 | −6.9 | 1,185.7 | 0.995 | −31.2 | 1,137.5 | 0.978 |
| Sexa (male = 1) | −3,493.1 | 32,452.3 | 0.914 | 14,160.9 | 28,769.6 | 0.623 | −3,013.6 | 27,600.7 | 0.913 |
| Married statusa (spouse = 1) | 24,672.3 | 43,997.2 | 0.576 | 19,102.5 | 39,004.3 | 0.625 | 39.6 | 37,419.6 | 0.999 |
| Years of schooling | 7,623.5 | 4,494.6 | 0.092 | 5,820.2 | 3,984.6 | 0.146 | 5,981.2 | 3,822.7 | 0.120 |
| Place of residenceb [Mountain (ref.)] | |||||||||
| Rural and coastal area | −21,636.2 | 75,157.0 | 0.774 | −52,864.7 | 66,628.1 | 0.429 | −44,712.5 | 63,920.9 | 0.485 |
| Urban | −2,686.5 | 78,682.2 | 0.973 | −3,301.5 | 69,753.2 | 0.962 | −7,118.92 | 66,919.1 | 0.915 |
| Occupationb [Housewife (ref.)] | |||||||||
| Farmer | 54,698.8 | 82,368.5 | 0.508 | 49,788.9 | 73,021.2 | 0.496 | 37,125.8 | 70,054.3 | 0.597 |
| Small trader | 61,917.0 | 85,112.7 | 0.468 | 49,116.9 | 75,454.0 | 0.516 | 42,396.5 | 72,388.3 | 0.559 |
| Craftsman | 26,280.7 | 98,552.9 | 0.790 | 42,385.5 | 87,368.9 | 0.628 | 43,351.3 | 83,819.1 | 0.606 |
| Self-employed | 101,062.7 | 86,547.9 | 0.245 | 93,499.1 | 76,726.3 | 0.225 | 67,582.6 | 73,608.9 | 0.360 |
| Other | 90,320.1 | 87,459.7 | 0.303 | 85,773.4 | 77,534.7 | 0.270 | 85,397.5 | 74,384.4 | 0.253 |
| Number of household members | 6,229.6 | 10,246.1 | 0.544 | 3,329.9 | 9,083.4 | 0.714 | 536.1 | 8,714.3 | 0.951 |
| Average income per capita | 0.002 | 0.003 | 0.546 | 0.000 | 0.003 | 0.894 | 0.002 | 0.003 | 0.514 |
| Chronic diseasea (yes = 1) | −55,761.9 | 38,218.8 | 0.146 | −61,295.2 | 33,881.7 | 0.072 | −64,530.5 | 32,505.1 | 0.049 |
| Total score on knowledge of SHI | 5,198.6 | 2,175.1 | 0.018 | 7,041.3 | 1,928.3 | <0.001 | 4,719.1 | 1,849.9 | 0.012 |
| Total score of quality of health facility | −2,730.6 | 5,758.4 | 0.636 | −1,084.6 | 5,104.9 | 0.83 | −2,859.1 | 4,897.5 | 0.560 |
| Constant | 390,117.9 | 153,552.2 | 0.012 | 301,909.6 | 136,126.8 | 0.03 | 323,932.0 | 130,595.9 | 0.014 |
aDummy variables with two levels (0 and 1).
bDummy variables with multiple levels.