Because medical insurance, other than some long-term care insurance policies, usually does not pay for assisted-living (AL), AL facilities compete for paying customers. Accordingly, activities are usually offered, and usually reflect the higher functional level of AL residents. Most AL residents continue to see their community-based physicians. The typical cost of an apartment in an AL facility is US$3,400 to US$5,000 per month, i.e. about half the cost of a skilled care nursing home bed. There are no federal regulations on AL facilities, only state. |