Table 4.

Effects of RSBY on inpatient, outpatient and total OOP.

	Inpatient				Outpatient				Total OOP
	Probability of any OOP	OOP Level (INR)	OOP Share	Probability of Catastrophic	Probability of any OOP	OOP Level (INR)	OOP Share	Probability of Catastrophic	Probability of any OOP	OOP Level (INR)	OOP Share	Probability of Catastrophic
‘treat1’ Districts
t2_treat1	1.033	0.039	0.009*	1.420	0.815	0.092	0.003	0.922	0.850	0.018	0.003	0.985
SE	0.2519	0.182	0.0055	0.404	0.0991	0.060	0.0027	0.143	0.100	0.071	0.0029	0.1526
t3_treat1	1.262	0.045	0.002	1.055	0.999	0.043	0.000	0.821	1.104	−0.014	−0.001	0.878
SE	0.3102	0.158	0.0068	0.266	0.1601	0.061	0.0027	0.122	0.181	0.066	0.0027	0.1109
Ratio of odds ratios or differences in pre- and post-intervention DID coefficients
t3_treat1- t2_treat1	1.223	0.005	−0.007	0.743	1.226*	−0.049	−0.004	0.891	1.298*	−0.032	−0.004	0.891
SE	0.2777	0.2120	0.0079	0.2272	0.1806	0.0580	0.0028	0.1425	0.2013	0.0576	0.0029	0.1322
‘treat2’ Districts
t2_treat2	0.792	0.410**	0.012**	1.726	0.826	0.157**	0.005	1.032	0.811	0.140	0.006	1.154
SE	0.2178	0.182	0.0055	0.5667	0.1056	0.073	0.0033	0.211	0.104	0.083	0.0034	0.2301
t3_treat2	1.014	0.247	0.004	1.572	0.903	0.006	0.002	1.036	0.894	0.027	0.003	1.171
SE	0.2699	0.163	0.0070	0.4949	0.1510	0.069	0.0030	0.195	0.154	0.074	0.0030	0.1937
Ratio of odds ratios or differences in pre- and post-intervention DID coefficients
t3_treat1- t2_treat1	1.281	−0.164	−0.008	0.911	1.093	−0.151	−0.004	1.003	1.102	−0.113*	−0.004	1.016
SE	0.3201	0. .2175	0.0081	0.3162	0.1737	0.0735	0.0033	0.1972	0.1788	0.0738	0.0035	0.1879
R-2/pseudo-R2	0.077	0.33	0.154	0.069	0.095	0.140	0.075	0.054	0.086	0.155	0.084	0.066
Observations	83,976	10,689	10,689	83,976	83,976	53,123	53,123	83,976	83,976	57,435	57,435	83,976

Notes: 1. * significant at 10% level; ** significant at 5% level; *** significant at 1% level; 2. standard errors in are mentioned in the second row against each co-efficient/odds ratio; 3. Standard errors clustered at village level; 4. Values in the probability columns are odds ratios of the probabilities of incurring any OOP and catastrophic payments and under OOP level and OOP share are coefficients of per person monthly OOP and OOP expenditure as a share of households’ total consumption expenditure respectively. 5. Values under OOP share should be multiplied with 100 to read in percentage terms.