Fig 2. Numeracy-mediated indirect effects on decision outcomes.

Structural equation model of the effects of the numeracy intervention on financial literacy, financial outcomes, and health-related behaviors (n = 194), all assessed at the end of the term. Paths with p>.100 were removed from the model; *p<0.05, †p < .10. An unexpected negative indirect-only effect emerged of the intervention on Financial outcomes (not shown; B = -0.06, SE = 0.02). Path coefficients are unstandardized; standard errors are in parentheses. ONS = objective numeracy; SNS = subjective numeracy.