Table 4.
Factors associated with the use and barriers of SHI among respondents
| Having HI | Lack of information about HI | Feel difficulty in accessing HI | Feel difficulty in using HI | Feel difficulty in paying HI | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| AOR | 95%CI | AOR | 95%CI | AOR | 95%CI | AOR | 95%CI | AOR | 95%CI | |
| Gender (Female vs. Male) | 4.97** | 1.15; 21.57 | ||||||||
| Education (vs. Illiterate) | ||||||||||
| • High school | 0.49** | 0.24; 1.00 | ||||||||
| • Vocational | 0.10** | 0.01; 0.81 | ||||||||
| • ≥ University | 15.83*** | 2.87; 87.15 | 5.62*** | 1.58; 19.94 | ||||||
| Marital status (vs. Single) | ||||||||||
| • Living with spouse/partner | 2.71*** | 1.59; 4.63 | 0.67* | 0.43; 1.04 | 0.53** | 0.32; 0.88 | ||||
| • Divorces | 4.77*** | 1.98; 11.47 | ||||||||
| • Widow | 6.36* | 0.77; 52.82 | ||||||||
| Religion (vs. No) | ||||||||||
| • Catholic | 2.81** | 1.13; 6.98 | ||||||||
| Having problem in self-care (Yes vs. No) | 2.26** | 1.01; 5.05 | ||||||||
| Pain/Discomfort (Yes vs. No) | 2.74*** | 1.73; 4.32 | 1.58* | 0.95; 2.62 | ||||||
| Catastrophic health expenditure (Yes vs. No) | 1.79** | 1.05; 3.05 | 1.81* | 0.94; 3.48 | ||||||
| Lack of information about HI (Yes vs. No) | 0.41*** | 0.24; 0.69 | ||||||||
| Feel difficulty in accessing HI (Yes vs. No) | 0.47** | 0.23; 0.95 | ||||||||
*** p < 0.01, ** p < 0.05, * p < 0.1