Table 2.
Pattern of payment for health care and associated factors, and awareness of health insurance (N = 344)
| Variable | Frequency | Percentage |
|---|---|---|
| Method of payment for health care costs | ||
| Out-of-pocket | 315 | 91.6 |
| Prepayment method | 28 | 8.1 |
| Other forms of payment | 1 | 0.3 |
| Difficulty paying bills | ||
| Yes | 52 | 15.1 |
| No | 292 | 84.9 |
| Hardship payment methods (n = 52) | ||
| Borrow money | 16 | 30.8 |
| Pay in installments | 1 | 1.9 |
| Gifts/support from family & friends | 12 | 23.1 |
| Others (Sell properties, Use properties as a surety) | 1 | 1.9 |
| No specific answer | 22 | 42.3 |
| Ever heard about the NHIS | ||
| Yes | 142 | 41.3 |
| No | 202 | 58.7 |
| First Source of information about the NHIS (n = 142) | ||
| Outreach/programs at market (& Association’s meeting) | 37 | 26.1 |
| Radio/ TV | 47 | 33.1 |
| a. Colleagues (Friends/Family) | 44 | 31.0 |
| Hospital | 3 | 2.1 |
|
e. Others (Information leaflets/ newspaper f. Formal training, others) |
11 | 7.7 |
| Health insurance enrolment status (n = 142) | ||
| Yes | 30 | 21.1 |
| No | 108 | 76.1 |
| No response | 4 | 2.8 |
| Type of health insurance (n= 30) | ||
| NHIS | 21 | 70 |
| Private health insurance | 4 | 13.3 |
| No response | 5 | 16.7 |