Table 3. Reliability and validity of the measurement model.

Variable	Item	Cronbach’s Alpha	Factor Loading	Composite Reliability	Average Variance Extracted	Item-Total Correlation
Behavioral Intention	BI12	0.923	0.89	0.9241	0.7534	0.916
	BI13		0.88			0.912
	BI14		0.85			0.896
	BI15		0.85			0.886
Perceived Usefulness	PU1	0.912	0.87	0.9124	0.6759	0.876
	PU2		0.86			0.870
	PU3		0.80			0.860
	PU4		0.77			0.838
	PU5		0.84			0.874
Perceived Ease of use	PEOU1	0.905	0.85	0.9065	0.6201	0.860
	PEOU2		0.78			0.842
	PEOU3		0.76			0.825
	PEOU4		0.74			0.780
	PEOU5		0.70			0.756
	PEOU6		0.86			0.873
System Support	H7	0.855	0.61	0.8611	0.5536	0.749
	H8		0.84			0.863
	H9		0.72			0.768
	H11		0.84			0.856
	H12		0.79			0.806
User-Interface Design	H1	0.892	0.67	0.8988	0.6426	0.763
	H2		0.82			0.862
	H6		0.92			0.913
	H10		0.90			0.903
	H13		0.70			0.755
Navigation	H3	0.865	0.82	0.8578	0.6016	0.915
	H4		0.71			0.860
	H5		0.93			0.870
	H14		0.69			0.768