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. 2017 Aug 28;114(37):9838–9842. doi: 10.1073/pnas.1700618114

Table 3.

Model-based predictions of nursing home use and out-of-pocket costs from age 57 to end of life

95% confidence interval
Nursing home use and OOP spending Mean Lower Upper
Lifetime NH use
Percent with any lifetime use 57.7 56.0 59.8
Mean no. of nights 225 210 243
 Percentiles
   10 0 0 0
   25 0 0 0
   50 14 10 19
   75 224 195 252
   90 776 743 828
   95 1,139 1,069 1,256
Lifetime OOP spending
Percent with any OOP spending 31.0 29.7 32.6
Mean dollars 6,201 5,654 6,872
 Percentiles
   10 0 0 0
   25 0 0 0
   50 0 0 0
   75 2,106 1,676 2,734
   90 18,039 16,042 21,116
   95 43,421 37,588 47,684

“95% confidence interval” gives the lower and upper bounds for the 95% confidence intervals. “Mean no. of nights” gives average lifetime number of nights in nursing home, averaged over all individuals, not just those with nursing home use. “OOP spending” means out-of-pocket spending on nursing home use. Spending is expressed in 2013 dollars as a present value at age 57 with a real discount rate of 3%. NH, nursing home; OOP, out-of-pocket.