Table 2.
Descriptive statistics for independent variablesa
| Variable | Description | Urban | Rural | ||
|---|---|---|---|---|---|
| Mean | Std. Dev. | Mean | Std. Dev. | ||
| MEDEXP | Medical expenditure (INR) | 758 | 2,381 | 609 | 1,659 |
| TRNEXP | Transport expenditure (INR) | 55 | 325 | 65 | 243 |
| AGE | Age (years) | 41 | 24 | 38 | 24 |
| HHSZ | Household size | 5 | 3 | 6 | 3 |
| HHEXP | Monthly household expenditure (INR) | 12,221 | 8,948 | 8,244 | 5,251 |
| BM1501b | 1 if ‘Ailment started more than 15 days ago and is continuing’; otherwise 2 | 1.35 | - | 1.44 | - |
| BM1502b | 1 if ‘Ailment started more than 15 days ago and has ended’; otherwise 2 | 1.96 | - | 1.94 | - |
| BL1501b | 1 if ‘Ailment started less than 15 days ago and is continuing’; otherwise 2 | 1.89 | - | 1.88 | - |
| MALEb | 1 if ‘Male’; otherwise 2 | 1.54 | - | 1.53 | - |
| BINMRDb | 1 if ‘Married’; otherwise 2 | 1.41 | - | 1.43 | - |
| LITERTb | 1 if ‘Literate’; otherwise 2 | 1.30 | - | 1.47 | - |
| BINSCHb | 1 if ‘Covered by any scheme for health expenditure support’; otherwise 2 | 1.76 | - | 1.80 | - |
| BINCHRb | 1 if ‘Chronic ailment’; otherwise 2 | 1.42 | - | 1.51 | - |
aIt should be noted that standard deviation is not reported for binary variables
bBinary variables