Table 3.
Results for Test and Re-test Reliability- Cronbach’s Alphas
| Factors | Test - Time 1 alphas | Retest - Time 2 alphas |
|---|---|---|
| Confidence and Knowledge barriers | 0.86 | 0.82 |
| Institutional barriers | 0.86 | 0.84 |
| Psychological barriers | 0.93 | 0.87 |
| Financial concern barriers | 0.85 | 0.95 |