Table 1.
Definitions of variables.
| Variable | Measurement |
|---|---|
| Price of LTCI (RMB) | Ordinal variable |
| Province | 0 = Zhejiang, 1 = Qinghai |
| Sex | 0 = female, 1 = male |
| Age | |
| ≤35 | 0 = No, 1 = Yes |
| 35–65 | 0 = No, 1 = Yes |
| ≥65 | 65 or above was the default variable |
| Marital status | 0 = Single, divorced, or widowed |
| 1 = Married | |
| Education status | |
| Primary education or below | 0 = No, 1 = Yes |
| Secondary education | 0 = No, 1 = Yes |
| Tertiary education | Tertiary education was the default variable |
| Average annual per capita income (RMB) | |
| Lowest 25% | Lowest 25% average annual per capita income was the default variable |
| Middle 25% | 0 = No, 1 = Yes |
| Higher 25% | 0 = No, 1 = Yes |
| Highest 25% | 0 = No, 1 = Yes |
| The type of public health insurance | 0 = Not covered or did not know the type of public health insurance that the respondent had |
| UEBMI | UEBMI was the default variable |
| URBMI/NCMS | 0 = No, 1 = Yes |
| Not covered or did not know the type | 0 = No, 1 = Yes |
| Having chronic conditions | 0 = No, 1 = Yes |