Table 2.

Nested multilevel growth curve models of FI

	Model I poverty	Model II education	Model III material	Model IV psychosocial	Model V behavioural	Model VI full model
	$\gamma$ [CI-95]	$\gamma$ [CI-95]	$\gamma$ [CI-95]	$\gamma$ [CI-95]	$\gamma$ [CI-95]	$\gamma$ [CI-95]
At PR (ref.: No)
Yes	0.034 [0.028, 0.040]	0.028 [0.022, 0.034]	0.027 [0.021, 0.034]	0.019 [0.017, 0.034]	0.031 [0.026, 0.044]	0.013 [0.007, 0.018]
Education level: (ref.: ISCED 0–1)
ISCED 2	–	−0.022 [−0.028, −0.016]	–	–	–	−0.013 [−0.019, −0.008]
ISCED 3	–	−0.029 [−0.035, −0.023]	–	–	–	−0.015 [−0.020, −0.009]
ISCED 4–6	–	−0.037 [−0.043, −0.031]	–	–	–	−0.014 [−0.020, −0.008]
Great financial difficulties (ref.: No)
Yes	–	–	0.026 [0.021, 0.031]	–	–	0.013 [0.009, 0.018]
Low-quality accommodation (ref.: No)
Yes	–	–	0.021 [0.015, 0.023]	–	–	0.014 [0.009, 0.020]
Neighbourhood problems (ref.: No)
Yes	–	–	0.022 [0.017, 0.027]	–	–	0.014 [0.010, 0.019]
Forgone health care due to non-availability (ref.: No)
Yes	–	–	0.048 [0.032, 0.064]	–	–	0.039 [0.024, 0.053]
Forgone health care due to non-affordability (ref.: No)
Yes	–	–	0.064 [0.053, 0.076]	–	–	0.052 [0.041, 0.061]
Partnership (ref.: Yes)
No	–	–	–	0.004 [0.000, 0.007]	–	0.002 [−0.006, 0.001]
Often lonely (ref.: No)
Yes	–	–	–	0.014 [0.06, 0.021]	–	0.013 [0.006, 0.019]
Social participation (ref.: Yes)
No	–	–	–	0.016 [0.013, 0.018]	–	0.013 [0.011, 0.016]
Social prestige (13–78)/10	–	–	–	−0.006 [−0.007, −0.005]	–	−0.003 [−0.005, −0.002]
Perceived control (3–12)	–	–	–	−0.014 [−0.015, −0.013]	–	−0.013 [−0.014, −0.013]
Subjective well-being (3–12)	–	–	–	−0.007 [−0.008, −0.006]	–	−0.007 [−0.007, −0.005]
Heavy smoker (ref.: No)
Yes	–	–	–	–	0.015 [0.009, 0.020]	0.011 [0.006, 0.016]
Daily alcohol consumption (ref.: No)
Yes	–	–	–	–	−0.014 [−0.018, −0.011]	−0.009 [−0.012, 0.006]
Frequent sport/physical activity (ref.: Yes)
No	–	–	–	–	0.030 [−0.033, −0.027]	−0.024 [−0.026, −0.021]
R2	0.234	0.247	0.254	0.341	0.246	0.369

Notes: SHARE waves 1,2,4,5 (release 5.0.0), 28 360 observations from 11 390 respondents from 10 countries. $\gamma$, non-standardized regression coefficients of FI at average age. CI-95, 95% confidence interval. All models were adjusted for age, age², sex, sex*age, birth cohort, non-response, death, and poverty*age. R² refers to the fixed effects (marginal R²).