Table 5.

Multinomial logistic regression: Odds ratio of insurance status among adults aged 18-49

		Never enrolled				Prev. enrolled
		Odds Ratio		95% CI		Odds Ratio		95% CI
Sex	Male	1.00				1.00
	Female	0.39	***	0.36	0.42	0.81	***	0.74	0.88
Marital Status	Married	1.00				1.00
	Separated/Divorced	1.31	**	1.10	1.56	1.19		0.98	1.44
	Widowed	1.07		0.80	1.43	0.75		0.50	1.10
	Never married	0.98		0.87	1.11	1.11		0.97	1.28
Education	None	1.00				1.00
	Primary	0.61	***	0.53	0.69	0.87		0.75	1.01
	Secondary	0.33	***	0.28	0.38	0.60	***	0.50	0.73
	Tertiary	0.25	***	0.19	0.31	0.63	**	0.49	0.82
Age	18-29	1.00				1.00
	30-39	0.97		0.87	1.07	0.98		0.86	1.13
	40-49	0.77	***	0.68	0.86	0.94		0.80	1.11
Employment status	Not employed in public sector	1.00				1.00
	Employed in public sector	0.38	***	0.30	0.48	0.69	**	0.54	0.87
Wealth	Lower third	1.00				1.00
	Middle third	0.61	***	0.53	0.71	0.80	*	0.68	0.95
	Upper third	0.51	***	0.42	0.61	0.74	**	0.60	0.92
Region	Greater Accra	1.00				1.00
	Western	0.50	***	0.35	0.73	1.46		0.99	2.17
	Central	0.95		0.67	1.34	0.91		0.60	1.37
	Volta	0.40	***	0.29	0.55	1.23		0.84	1.79
	Eastern	0.36	***	0.25	0.50	1.08		0.73	1.58
	Ashanti	0.33	***	0.24	0.45	1.58		1.09	2.28
	Brong Ahafo	0.17	***	0.12	0.24	1.15		0.81	1.64
	Northern	0.32	***	0.22	0.47	1.49	*	1.00	2.20
	Upper East	0.10	***	0.06	0.15	0.30	***	0.19	0.47
	Upper West	0.06	***	0.04	0.09	0.36	***	0.23	0.57
Residence	Rural	1.00				1.00
	Urban	0.76	**	0.65	0.90	1.08		0.90	1.31
Disability	No	1.00				1.00
	Yes	0.83		0.62	1.09	0.99		0.68	1.43
N		28,160				28,160

Source: GLSS 2012/2013, *** p<0.001, ** p<0.01 * p<0.05