Table 4.

Catastrophic headcounts and overshoots at different thresholds, field survey, Rural Varanasi, 2013-14.

	Catastrophic headcount and overshoot at 10% consumption expenditure threshold		Catastrophic headcount and overshoot at 40% of capacity to pay
	HC	Overshoot	HC	Overshoot
JSY beneficiary
Actual	33.7	4.4	56.1	55.2
After deducting incentive	25.6	3.5	40.8	40.8
Difference	8.1	0.9	15.3	14.4
Non JSY	78.6	29.2	83.8	215.1

JSY beneficiary (n): 223, non JSY (n): 173, JSY beneficiary without reimbursement i.e. cash incentive of JSY was not deducted; HC: catastrophic head count, Non-food expenditure: capacity to pay.