Model characteristics for Model 1(Risk Factors + radiography), Model 2 (Model 1 + WORMS), and Model 3 (Model 2 + Cartilage T2). The values for the Akaike information criterion (AIC), Discrimination Index (DI), and Area under the ROC curve (AUC) were obtained using 10 fold cross-validation. The AUCs for all models are compared to Model 1 to understand the importance of MR imaging in for prediction of OA development. The results demonstrate that the addition of WORMS and cartilage T2 improves classification over radiography alone.