Table 3.

Logistic Regression of Decision to Contract Farm Tobacco Leaf

Variable	Coefficient (S.E.)	Odds Ratio	95% Confidence Interval
Education	0.070** (0.032)	1.072	.0068293 .1332859
Age	0.021** (0.010)	1.021	.0014479 .0407494
Gender	−0.369 (0.339)	0.691	−1.034214 .295791
Marital Status	−0.293 (0189)	0.746	−.6641334 .0776689
Household Size	−0.002 (0.039)	0.998	−.077806 .0747506
Land size	0.017 (0.013)	1.018	−.0089615 .0437512
Legal Entitlement	−0.05 (0.538)	0.952	−1.103369 1.003958
Kasungu District	−0.338 (0.325)	0.713	−.9741365 .2982531
Mchinji District	0.614 (0.354)	1.848	−.0788636 1.306963
Ntichisi District	−0.293 (0.344)	0.746	−.9682023 .3815926
Dowa District	−0.653 (0.352)	0.520	−1.34264 .036243
Lilongwe District	−1.121*** (0.360)	0.326	−1.827255 −.4152208
Need for Credit	1.789*** (0.193)	5.983	1.410803 2.166925
Tobacco Harvested	0.001*** (0.0001)	1	.0002846 .0008995
Tobacco Revenue	−2.06e-07 (1.95e-07)	1	−5.89e-07 1.77e-07
Years of Growing Tobacco	−0.019 (0.015)	0.982	−.0470926 .0100618
Constant	−1.772** (0.850)	0.170	−3.438279 −.1055974

^**p<0.05,

^***p<0.01