Table 2.

Confirmatory factor analysis results of the measurement model.

Constructs and items		Standard loadings	Average variance extracted of each latent variable	Composite reliability	Cronbach alpha
Perceived usefulness			0.625	0.833	.747
	1	0.76
	2	0.78
	3	0.83
Perceived ease of use			0.585	0.875	.765
	1	0.72
	2	0.76
	3	0.74
	4	0.77
	6	0.83
Privacy risk			0.720	0.911	.909
	1	0.81
	2	0.86
	3	0.91
	4	0.81
Performance risk			0.584	0.848	.846
	1	0.68
	2	0.79
	3	0.84
	4	0.74
Legal concern			0.672	0.857	.843
	1	0.63
	2	0.89
	3	0.91
Trust			0.612	0.887	.877
	1	0.75
	2	0.80
	3	0.81
	4	0.80
	5	0.75
Adoption intention			0.657	0.851	.853
	1	0.85
	2	0.80
	3	0.78