Table 3.

Unadjusted and adjusted association between household’s decision context and enrolment.

	Crude		Adjusted
Variables	OR (95% CI)	P-value	AOR (95 % CI)	P-value
Main earner education		< 0.001		0.04
Illiterate	1.0		1.0
1–5 years of schooling	1.0 (0.8, 1.3)		1.1 (0.9, 1.4)
6–10 years of schooling	1.3 (1.1, 1.7)		1.3 (1.0, 1.8)
10+ years of schooling	2.1 (1.5, 3.0)		1.9 (1.2, 2.9)
Main earner occupation		< 0.001		0.002
Farmer	1.0		1.0
Day-labour	1.3 (1.0, 1.7)		1.3 (1.0, 1.8)
Public/private service holder	2.2 (1.6, 3.2)		1.6 (1.1, 2.4)
Businessman	1.5 (1.1, 1.9)		1.2 (0.9, 1.6)
Others	0.8 (0.6, 1.1)		0.8 (0.5, 1.1)
Main earner financial literacy index		< 0.001		0.000
< 1	1.0		1.0
= 1	1.5 (1.2, 1.8)		1.5 (1.2, 1.8)
Household size		< 0.001		0.013
1–3	1.0		1.0
4–6	1.4 (1.1, 1.9)		1.3 (1.0, 1.8)
7+	1.9 (1.4, 2.6)		1.6 (1.2, 2.3)
Household within VHP village		< 0.001
No	1.0		1.0	0.000
Yes	2.3 (1.8, 3.0)		2.1 (1.6, 2.7)
NGO membership		0.002
No	1.0		1.0	0.04
Yes	1.2 (1.0, 1.5)		1.2 (1.0, 1.5)
Chronic disease of any member		< 0.001		0.000
No	1.0		1.0
Yes	1.6 (1.4, 2.0)		1.5 (1.2, 1.8)
At least one member aged 40 or above
No	1.0	0.000	1.0	0.035
Yes	1.5 (1.2, 1.8)		1.3 (1.0, 1.6)
Asset index		0.033		0.138
Lowest	1.0		1.0
Second	1.1 (0.8, 1.4)		1.0 (0.7, 1.3)
Middle	0.8 (0.6, 1.1)		0.7 (0.5, 0.9)
Fourth	1.0 (0.7, 1.3)		0.8 (0.6, 1.1)
Highest	1.3 (1.0, 1.7)		0.8 (0.6, 1.2)

OR = Odds ratio; AOR = Adjusted odds ratio; CI = Confidence Interval