Table 1.

Descriptive statistics of demographics and LFDRS Total and Subscale Scores by financial decisional ability.

Variable	Total (N = 200)	No Concerns (n = 184)	Some/Major Concerns (n = 16)	p-value*
	M (SD) or %	M (SD) or %	M (SD) or %
Age	71.5 (7.4)	71.1 (7.2)	76.1 (8.2)	.008
Education (years)	15.3 (2.6)	15.5 (2.6)	13.8 (2.1)	.014
Race				.162
Caucasian	48.0%	49.5%	31.3%
African American	52.0%	50.5%	68.7%
Gender (female)	74.0%	73.3%	81.3%	.491
LFDRS Total Score	16.0 (8.6)	14.8 (7.2)	29.8 (11.9)	<.001
FSA	7.2 (3.2)	6.9 (3.0)	10.3 (3.3)	<.001
PV	3.1 (2.8)	2.9 (2.6)	5.3 (4.2)	.040
Susceptibility	3.6 (3.8)	3.2 (3.4)	7.9 (5.8)	.005
Intellectual	2.3 (2.0)	1.9 (1.4)	6.3 (3.0)	<.001

Note: FDA = Financial decisional abilities; LFDRS = Lichtenberg Financial Decision Rating Scale; FSA = Financial Situational Awareness; PV = Psychological Vulnerability.

^*p-values are reported for t-tests or chi-square tests as appropriate.