Table 1.

Summary of the proposed research hypotheses.

Hypothesis		Models used to test the hypotheses
H1	PEoU has a positive direct effect on PU	Original TAM, Extended TAM, Psychosocial TAM, Integrated TAM, UTAUT
H2	PU has a positive direct effect on BIU
H3	PEoU has a positive direct effect on BIU
H4	PS has a positive direct effect on BIU
H5	RC has a positive direct effect on BIU
H6	SN has a positive direct effect on BIU

H, hypothesis; TAM, technology acceptance model; UTAUT, unified theory of acceptance and use of technology.