Table 5.
Model path analysis.
| The Hypothesis | Path Coefficient | S.E. | Support |
|---|---|---|---|
| H1: Attitude → Behavioral intention | 0.391 *** | 0.093 | Yes |
| H2a: Perceived usefulness → Attitude | n.s. | 0.163 | No |
| H2b: Perceived usefulness → Behavioral intention | 0.491 *** | 0.082 | Yes |
| H3a: Perceived ease of use → Perceived usefulness | 0.940 *** | 0.172 | Yes |
| H3b: Perceived ease of use → Attitude | 0.847 *** | 0.227 | Yes |
| H4a: Trust → Perceived usefulness | n.s. | 0.100 | No |
| H4b: Trust → Perceived ease of use | 0.798 *** | 0.060 | Yes |
| H5: Perceived risk → Trust | −0.552 *** | 0.114 | Yes |
Note: S.E. = standard error; n.s. = not significant; * p < 0.1; ** p < 0.05; *** p < 0.001.