Table 3.

Results of multinomial logistic regression (RRR) assessing the association between ownership of a bank account and current use of contraception^a by women, India, 2015-16.

Covariate/category	Modern spacing	Modern limiting	Traditional
Owns a bank account
No (r)
Yes	1.20 (1.14,1.26)*	0.99 (0.95,1.03)	1.15 (1.08,1.23)*
Women's schooling
No schooling (r)
Up to primary	1.72 (1.57,1.88)*	1.24 (1.16,1.31)*	1.36 (1.22,1.50)*
Up to secondary	1.81 (1.68,1.96)*	0.97 (0.92,1.03)*	1.48 (1.36,1.62)*
More than secondary	2.24 (2.02,2.49)*	0.65 (0.59,0.71)*	1.30 (1.14,1.49)*
Women's age at marriage
>=18 (r)
<15	0.65 (0.60,0.71)*	1.30 (1.23,1.37)*	0.77 (0.70,0.85)*
15-17	0.97 (0.91,1.03)	1.49 (1.42,1.56)*	0.97 (0.90,1.05)
Experienced child loss
No (r)
Yes	0.93 (0.85,1.02)	0.72 (0.68,0.76)*	0.95 (0.86,1.05)
Women's work status
Not working
Working	1.22 (1.15,1.30)*	1.39 (1.33,1.45)*	1.22 (1.13,1.32)*
Religion
Hindu (r)
Muslim	1.48 (1.39,1.58)*	0.36 (0.34,0.39)*	1.05 (0.96,1.14)
Other	1.06 (0.95,1.18)	0.93 (0.85,1.01)	0.96 (0.83,1.11)
Wealth quintiles
Poorest (r)
Poorer	1.60 (1.46,1.75)*	1.33 (1.25,1.41)*	1.40 (1.27,1.55)*
Middle	1.82 (1.66,2.00)*	1.44 (1.34,1.54)*	1.56 (1.40,1.74)*
Richer	2.08 (1.88,2.30)*	1.59 (1.48,1.72)*	1.81 (1.62,2.04)*
Richest	2.73 (2.44,3.04)*	1.40 (1.28,1.52)*	1.76 (1.54,2.01)*
Urban-rural residence
Urban (r)
Rural	0.84 (0.79,0.89)*	1.10 (1.05,1.16)*	0.91 (0.84,0.98)*

Notes:*p < 0.05.

‘r’ indicates reference category values in the parentheses are 95% confidence interval.

Results are adjusted for age and parity of women, and region of residence.

^aThe outcome reference group is women who are currently not using any contraceptive.