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. 2019 Apr 6;7:100396. doi: 10.1016/j.ssmph.2019.100396

Table 4.

Results of binary multivariable logistic regression assessing the association between ownership of a bank account and having preceding birth intervals less than 24 months or 36 months, India, 2015-16.

Covariate/category Model 1 (<24 months) Model 2 (<36 months)
Owns a bank account
 No (r)
 Yes 0.82 (0.76,0.89)* 0.85 (0.79,0.92)*
Mother's schooling
 No schooling (r)
 Up to primary 0.96 (0.86,1.08) 0.91 (0.81,1.02)
 Up to secondary 0.96 (0.86,1.06) 0.81 (0.74,0.90)*
 More than secondary 1.17 (0.94,1.46) 0.96 (0.79,1.15)
Mother's age at marriage
 >=18 (r)
 <15 0.36 (0.32,0.41)* 0.31 (0.27,0.35)*
 15-17 0.54 (0.49,0.59)* 0.48 (0.44,0.52)*
Mother's parity
 2 (r)
 3 1.36 (1.23,1.51)* 1.66 (1.51,1.82)*
 4 or more 2.21 (1.95,2.49)* 3.48 (3.10,3.92)*
Experienced child loss
 No (r)
 Yes 1.55 (1.41,1.71)* 1.17 (1.07,1.29)*
Mother's work status
 Not working (r)
 Working 0.99 (0.89,1.09) 1.03 (0.93,1.13)
Religion
 Hindu (r)
 Muslim 0.98 (0.89,1.09) 0.85 (0.77,0.94)*
 Other 0.96 (0.78,1.18) 0.89 (0.73,1.09)
Wealth quintiles
 Poorest (r)
 Poorer 1.11 (1.00,1.23) 0.98 (0.88,1.08)
 Middle 1.08 (0.96,1.22) 0.87 (0.77,0.97)*
 Richer 1.04 (0.90,1.20) 0.87 (0.76,0.99)*
 Richest 0.75 (0.63,0.91)* 0.60 (0.51,0.71)*
Urban-rural residence
 Urban (r)
 Rural 1.15 (1.03,1.29)* 1.16 (1.05,1.29)*
Region of residence
 South (r)
 North 0.99 (0.86,1.14) 1.06 (0.92,1.21)
 Central 0.90 (0.79,1.03) 0.92 (0.81,1.05)
 East 0.72 (0.62,0.83)* 0.66 (0.57,0.76)*
 Northeast 0.53 (0.44,0.64)* 0.43 (0.37,0.51)*
 West 0.75 (0.62,0.90)* 0.87 (0.73,1.03)

Notes:*p < 0.05, values in the parentheses are 95% confidence interval.

‘r’ indicates reference category.

Results are adjusted for mother's age.

The association between ownership of a bank account and having preceding birth intervals less than 24 months or 36 months was significant even after adjusting for current use of contraception.