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. 2019 Apr 6;7:100396. doi: 10.1016/j.ssmph.2019.100396

Table 5.

Results of multinomial logistic regression (RRR) assessing the association between ownership of a bank account and availing four or more ANC visits,a India, 2015-16.

Covariate/category All most recent births
Most recent birth for whom mother did not receive incentive under JSY
1 to 3 ANC visits 4 or more visits 1 to 3 ANC visits 4 or more visits
Owns a bank account
 No (r)
 Yes 1.41 (1.31,1.53)* 1.57 (1.46,1.70)* 1.17 (1.02,1.35)* 1.39 (1.22,1.59)*
Mother's schooling
 No schooling (r)
 Up to primary 1.41 (1.27,1.58)* 1.87 (1.67,2.09)* 1.39 (1.11,1.73)* 1.66 (1.34,2.05)*
 Up to secondary 1.49 (1.35,1.64)* 2.18 (1.98,2.40)* 1.43 (1.20,1.72)* 1.71 (1.44,2.04)*
 More than secondary 1.46 (1.20,1.78)* 2.60 (2.15,3.14)* 1.39 (1.03,1.89)* 2.22 (1.68,2.95)*
Mother's age at marriage
 >=18 (r)
 <15 0.90 (0.81,1.01) 0.77 (0.68,0.86)* 1.03 (0.82,1.30) 0.94 (0.75,1.17)
 15-17 0.92 (0.85,1.01) 0.93 (0.85,1.01) 0.96 (0.81,1.13) 0.97 (0.83,1.13)
Mother's parity
 1 (r)
 2 0.85 (0.76,0.94)* 0.75 (0.67,0.83)* 0.75 (0.63,0.89)* 0.73 (0.62,0.86)*
 3 0.73 (0.65,0.83)* 0.51 (0.45,0.57)* 0.80 (0.64,1.01) 0.71 (0.57,0.88)*
 4 or more 0.63 (0.54,0.73)* 0.32 (0.28,0.37)* 0.74 (0.56,0.98)* 0.52 (0.40,0.68)*
Experienced child loss
 No (r)
 Yes 1.06 (0.96,1.18) 1.07 (0.96,1.19) 1.06 (0.87,1.31) 0.93 (0.76,1.14)
Experienced pregnancy complication
 No (r)
 Yes 1.06 (0.99,1.14) 1.16 (1.08,1.25)* 0.98 (0.86,1.12) 1.04 (0.92,1.18)
Mother's work status
 Not working (r)
 Working 1.07 (0.97,1.18) 1.08 (0.98,1.18) 1.42 (1.16,1.73) 1.37 (1.13,1.66)*
Religion
 Hindu (r)
 Muslim 0.97 (0.88,1.07) 1.15 (1.04,1.26)* 1.15 (0.95,1.39) 1.31 (1.10,1.57)*
 Other 1.15 (0.93,1.43) 1.35 (1.10,1.66)* 1.54 (1.06,2.24)* 1.66 (1.17,2.37)*
Wealth quintiles
 Poorest (r)
 Poorer 1.35 (1.23,1.48)* 1.83 (1.65,2.01)* 1.53 (1.26,1.86)* 2.17 (1.79,2.63)*
 Middle 1.48 (1.32,1.66)* 2.57 (2.29,2.88)* 1.53 (1.23,1.90)* 3.29 (2.67,4.04)*
 Richer 1.81 (1.56,2.09)* 3.65 (3.16,4.21)* 2.17 (1.69,2.80)* 4.92 (3.87,6.25)*
 Richest 2.04 (1.69,2.47)* 5.37 (4.47,6.45)* 2.24 (1.66,3.01)* 6.58 (4.96,8.72)*
Urban-rural residence
 Urban (r)
 Rural 1.06 (0.95,1.17) 0.95 (0.86,1.05) 1.10 (0.93,1.30) 1.01 (0.86,1.18)
Region of residence
 South (r)
 North 1.44 (1.22,1.71)* 0.45 (0.38,0.52)* 1.51 (1.17,1.96)* 0.53 (0.42,0.67)*
 Central 1.23 (1.06,1.42)* 0.22 (0.19,0.26)* 1.23 (0.99,1.53) 0.27 (0.22,0.34)*
 East 0.86 (0.74,1.00) 0.34 (0.30,0.39)* 0.82 (0.66,1.03) 0.45 (0.37,0.55)*
 Northeast 2.09 (1.62,2.69)* 0.69 (0.54,0.89)* 1.94 (1.14,3.31)* 0.70 (0.42,1.17)
 West 0.89 (0.74,1.06) 0.79 (0.68,0.93)* 0.85 (0.68,1.07) 0.82 (0.66,1.00)

Notes: *p < 0.05, values in the parentheses are 95% confidence interval.

‘r’ indicates reference category.

Results are adjusted for mother's age.

a

The outcome reference group is women who did not avail any antenatal visit.